:root {
  --green: #2f7255;
  --green-dark: #1f513c;
  --green-soft: #edf4ef;
  --green-pale: #f6f9f7;
  --ink: #1d1d1f;
  --muted: #696d6a;
  --line: #dfe6e1;
  --paper: #ffffff;
  --warm: #fafaf7;
  --gold: #b28a45;
  --max: 1180px;
  --radius: 24px;
  --shadow: 0 24px 70px rgba(31, 81, 60, 0.09);
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  background: var(--paper);
  font-family: Inter, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  font-size: 16px;
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
}
body.nav-open { overflow: hidden; }
img { display: block; max-width: 100%; height: auto; }
a { color: inherit; }
button, input, textarea, select { font: inherit; }
button, a { -webkit-tap-highlight-color: transparent; }
h1, h2, h3, h4 { margin: 0 0 0.65em; line-height: 1.08; letter-spacing: -0.035em; }
h1 { font-size: clamp(3rem, 6.8vw, 6.1rem); font-weight: 680; }
h2 { font-size: clamp(2.15rem, 4.5vw, 4rem); font-weight: 630; }
h3 { font-size: clamp(1.25rem, 2vw, 1.65rem); font-weight: 620; }
p { margin: 0 0 1em; }
address { color: #c9d4ce; font-style: normal; line-height: 1.75; }
.container { width: min(var(--max), calc(100% - 40px)); margin-inline: auto; }
.section { padding: clamp(64px, 7.5vw, 104px) 0; }
.section-compact { padding: clamp(42px, 5vw, 68px) 0; }
.section-soft { background: var(--warm); }
.section-green { color: #fff; background: var(--green-dark); }
.center { text-align: center; }
.muted { color: var(--muted); }
.narrow { max-width: 760px; }
.mx-auto { margin-inline: auto; }
.skip-link { position: fixed; z-index: 1000; top: 8px; left: 8px; padding: 10px 14px; transform: translateY(-150%); color: #fff; background: var(--ink); border-radius: 8px; }
.skip-link:focus { transform: translateY(0); }
.eyebrow { margin-bottom: 18px; color: var(--green); font-size: 0.77rem; font-weight: 750; letter-spacing: 0.18em; text-transform: uppercase; }
.section-green .eyebrow { color: #b9d7c6; }
.lead { color: var(--muted); font-size: clamp(1.05rem, 1.5vw, 1.28rem); line-height: 1.7; }
.section-green .lead { color: #d2ded7; }
.button {
  display: inline-flex;
  min-height: 52px;
  padding: 0 24px;
  align-items: center;
  justify-content: center;
  border: 1px solid var(--green);
  border-radius: 999px;
  color: #fff;
  background: var(--green);
  font-weight: 650;
  line-height: 1;
  text-decoration: none;
  transition: transform 180ms ease, background 180ms ease, border-color 180ms ease;
}
.button:hover { transform: translateY(-2px); background: var(--green-dark); border-color: var(--green-dark); }
.button-outline { color: var(--green-dark); background: transparent; }
.button-outline:hover { color: #fff; }
.button-small { min-height: 42px; padding-inline: 18px; font-size: 0.86rem; }
.text-link { color: var(--green-dark); font-weight: 650; text-underline-offset: 5px; }
.section-green .text-link { color: #fff; }
.button:focus-visible, a:focus-visible, input:focus-visible, textarea:focus-visible, button:focus-visible { outline: 3px solid rgba(47, 114, 85, 0.32); outline-offset: 4px; }

/* Header */
.site-header { position: sticky; z-index: 100; top: 0; background: rgba(255, 255, 255, 0.88); backdrop-filter: blur(18px); border-top: 7px solid var(--green); transition: box-shadow 180ms ease; }
.site-header.is-scrolled { box-shadow: 0 10px 34px rgba(30, 59, 46, 0.08); }
.account-bar { border-bottom: 1px solid var(--line); background: rgba(246, 249, 247, 0.94); }
.account-links { display: flex; min-height: 40px; align-items: center; justify-content: flex-end; gap: 16px; font-size: 0.78rem; }
.account-links > span { margin-right: auto; color: var(--muted); letter-spacing: 0.02em; }
.account-links a { display: inline-flex; align-items: center; gap: 5px; text-decoration: none; font-weight: 750; }
.account-login { color: var(--green-dark); }
.account-login:hover { color: var(--green); }
.account-register { padding: 6px 12px; border-radius: 999px; color: #fff; background: var(--green); box-shadow: 0 5px 16px rgba(47, 114, 85, 0.16); }
.account-register:hover { color: #fff; background: var(--green-dark); }
.nav-wrap { display: flex; min-height: 92px; align-items: center; justify-content: space-between; border-bottom: 1px solid var(--line); }
.brand { display: grid; width: 224px; justify-items: start; color: var(--green-dark); text-decoration: none; }
.brand img { width: 110px; height: 72px; object-fit: contain; }
.brand-compliance { margin-top: 5px; font-size: .75rem; font-weight: 700; line-height: 1.25; letter-spacing: -.01em; }
.primary-nav { display: flex; align-items: center; gap: clamp(17px, 2vw, 28px); }
.primary-nav > a { color: #3f5148; font-size: 0.92rem; font-weight: 590; text-decoration: none; }
.primary-nav > a:not(.button) { position: relative; padding-block: 10px; }
.primary-nav > a:not(.button)::after { content: ""; position: absolute; right: 0; bottom: 4px; left: 0; height: 2px; transform: scaleX(0); background: var(--green); transform-origin: right; transition: transform 180ms ease; }
.primary-nav > a:hover::after, .primary-nav > a.is-active::after { transform: scaleX(1); transform-origin: left; }
.primary-nav > a.button { color: #fff; }
.nav-toggle { display: none; width: 46px; height: 46px; padding: 10px; border: 0; border-radius: 50%; background: var(--green-soft); }
.nav-toggle span { display: block; width: 23px; height: 2px; margin: 5px auto; background: var(--green-dark); transition: transform 180ms ease, opacity 180ms ease; }
.site-search-toggle { display: grid; flex: 0 0 auto; width: 44px; height: 44px; margin-left: auto; margin-right: 18px; padding: 0; place-items: center; border: 1px solid var(--line); border-radius: 50%; color: var(--green-dark); background: rgba(255,255,255,.82); cursor: pointer; transition: transform 180ms ease, background 180ms ease, border-color 180ms ease; }
.site-search-toggle:hover { transform: translateY(-1px); border-color: rgba(47,114,85,.28); background: var(--green-soft); }
.site-search-toggle svg, .site-search-form svg { width: 21px; fill: none; stroke: currentColor; stroke-width: 1.8; stroke-linecap: round; }
.site-search[hidden] { display: none; }
.site-search { position: fixed; z-index: 1000; inset: 0; display: grid; padding: clamp(70px,10vh,120px) 18px 24px; align-items: start; justify-items: center; }
.site-search-backdrop { position: absolute; inset: 0; width: 100%; border: 0; background: rgba(16,31,24,.42); backdrop-filter: blur(12px); cursor: default; }
.site-search-panel { position: relative; width: min(720px,100%); max-height: min(720px,calc(100vh - 100px)); padding: 28px; overflow-y: auto; border: 1px solid rgba(255,255,255,.7); border-radius: 28px; background: rgba(255,255,255,.97); box-shadow: 0 34px 100px rgba(15,42,30,.24); animation: site-search-in 180ms ease both; }
@keyframes site-search-in { from { opacity: 0; transform: translateY(-10px) scale(.985); } to { opacity: 1; transform: none; } }
.site-search-heading { display: flex; margin-bottom: 20px; align-items: start; justify-content: space-between; gap: 20px; }
.site-search-heading span { display: block; margin-bottom: 5px; color: var(--green); font-size: .7rem; font-weight: 800; letter-spacing: .12em; text-transform: uppercase; }
.site-search-heading h2 { margin: 0; font-size: clamp(1.65rem,4vw,2.35rem); letter-spacing: -.035em; }
.site-search-close { flex: 0 0 auto; width: 40px; height: 40px; border: 0; border-radius: 50%; color: var(--green-dark); background: var(--green-soft); font: 300 1.8rem/1 system-ui,sans-serif; cursor: pointer; }
.site-search-form { display: grid; min-height: 62px; padding: 0 17px; grid-template-columns: auto 1fr auto; align-items: center; gap: 13px; border: 1px solid rgba(47,114,85,.23); border-radius: 18px; color: var(--green-dark); background: #fff; box-shadow: 0 10px 34px rgba(30,59,46,.07); }
.site-search-form:focus-within { border-color: var(--green); box-shadow: 0 0 0 4px rgba(47,114,85,.1); }
.site-search-form input { min-width: 0; height: 58px; border: 0; outline: 0; color: var(--text); background: transparent; font: inherit; font-size: 1rem; }
.site-search-form input::placeholder { color: #89938e; }
.site-search-key { padding: 4px 7px; border: 1px solid var(--line); border-radius: 7px; color: var(--muted); font-size: .62rem; font-weight: 750; letter-spacing: .06em; }
.site-search-results { display: grid; gap: 8px; margin-top: 18px; }
.site-search-label { margin: 3px 4px 7px; color: var(--muted); font-size: .72rem; font-weight: 780; letter-spacing: .1em; text-transform: uppercase; }
.site-search-result { display: grid; padding: 15px 16px; grid-template-columns: minmax(0,1fr) auto; gap: 4px 16px; border: 1px solid transparent; border-radius: 15px; color: var(--text); text-decoration: none; transition: background 150ms ease, border-color 150ms ease, transform 150ms ease; }
.site-search-result:hover, .site-search-result:focus-visible { transform: translateX(2px); border-color: rgba(47,114,85,.16); background: var(--green-soft); }
.site-search-result strong { font-size: .95rem; }
.site-search-result span { grid-column: 1; color: var(--muted); font-size: .78rem; line-height: 1.45; }
.site-search-result b { grid-column: 2; grid-row: 1 / 3; align-self: center; color: var(--green); font-size: 1.1rem; }
.site-search-empty { padding: 28px 12px; text-align: center; color: var(--muted); }
body.search-open { overflow: hidden; }

/* Hero */
.hero { position: relative; overflow: hidden; padding: clamp(46px, 6vw, 84px) 0 0; background: #fff; }
.hero::before { content: ""; position: absolute; top: 7%; left: -9%; width: 350px; height: 350px; border-radius: 50%; background: radial-gradient(circle, rgba(47,114,85,.1), transparent 68%); }
.hero-grid { display: grid; grid-template-columns: minmax(0, 1.04fr) minmax(400px, .96fr); align-items: center; gap: clamp(24px, 5vw, 70px); }
.hero h1 { max-width: 680px; font-size: clamp(3rem, 4.9vw, 4.7rem); }
.hero h1 span { display: block; color: var(--green); }
.hero-copy { max-width: 650px; color: var(--muted); font-size: clamp(1.05rem, 1.55vw, 1.25rem); }
.hero-actions { display: flex; flex-wrap: wrap; gap: 14px; margin-top: 30px; }
.hero-actions button { font: inherit; cursor: pointer; }
.hero-quiet-note { display: grid; max-width: 520px; margin-top: 18px; padding: 16px 18px; grid-template-columns: auto 1fr; gap: 2px 14px; border: 1px solid rgba(47,114,85,.15); border-radius: 16px; color: var(--muted); background: var(--green-soft); animation: quiet-note-in 280ms ease both; }
.hero-quiet-note[hidden] { display: none; }
.hero-quiet-note strong { grid-row: 1 / 3; align-self: center; color: var(--green-dark); font-size: .88rem; }
.hero-quiet-note span { font-size: .8rem; }
.hero-quiet-note a { color: var(--green-dark); font-size: .78rem; font-weight: 750; }
@keyframes quiet-note-in { from { opacity: 0; transform: translateY(-5px); } to { opacity: 1; transform: translateY(0); } }
.hero-visual { position: relative; min-height: 480px; display: flex; align-items: end; }
.hero-visual::after { content: "Generational thinking"; position: absolute; right: 0; bottom: 7%; padding: 10px 16px; color: var(--green-dark); background: rgba(255,255,255,.88); border: 1px solid var(--line); border-radius: 999px; box-shadow: var(--shadow); font-size: .72rem; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; backdrop-filter: blur(10px); }
.hero-visual img { width: 100%; max-height: 560px; object-fit: contain; transform-origin: 50% 85%; animation: hero-zebra-depth 11s ease-in-out infinite; }
.hero-asset-cloud { position: absolute; z-index: 1; inset: 0; pointer-events: none; }
.hero-asset-cloud span { position: absolute; padding: 8px 12px; border: 1px solid rgba(47,114,85,.16); border-radius: 999px; color: var(--green-dark); background: rgba(255,255,255,.82); box-shadow: 0 12px 32px rgba(28,68,49,.09); backdrop-filter: blur(12px); font-size: .68rem; font-weight: 720; animation: hero-asset-float 6.8s ease-in-out infinite; }
.hero-asset-cloud span:nth-child(1) { top: 31%; left: -2%; animation-delay: -.8s; }
.hero-asset-cloud span:nth-child(2) { top: 48%; right: -1%; animation-delay: -2.4s; }
.hero-asset-cloud span:nth-child(3) { bottom: 25%; left: 8%; animation-delay: -3.7s; }
.hero-asset-cloud span:nth-child(4) { right: 5%; bottom: 15%; animation-delay: -5.1s; }
@keyframes hero-asset-float { 0%,100% { transform: translate3d(0,0,0); opacity: .72; } 50% { transform: translate3d(0,-7px,0); opacity: 1; } }
.hero-insight-card { position: absolute; z-index: 2; top: 7%; right: -8px; width: min(350px,84%); padding: 22px; border: 1px solid rgba(255,255,255,.72); border-radius: 22px; background: rgba(255,255,255,.88); box-shadow: 0 22px 60px rgba(28,68,49,.15); backdrop-filter: blur(18px); animation: hero-card-float 6s ease-in-out infinite; }
.hero-insight-card > span { display: block; margin-bottom: 14px; color: var(--green); font-size: .67rem; font-weight: 780; letter-spacing: .12em; text-transform: uppercase; }
.hero-insight-card p { margin: 0 0 5px; color: var(--muted); font-size: .92rem; }
.hero-insight-card strong { display: block; color: var(--green-dark); font-size: 1.08rem; line-height: 1.38; letter-spacing: -.02em; }
.hero-insight-flow { position: relative; display: flex; width: 100%; height: 20px; margin-top: 18px; align-items: center; gap: 7px; }
.hero-insight-flow i { position: relative; z-index: 1; width: 8px; height: 8px; border: 2px solid var(--green); border-radius: 50%; background: #fff; }
.hero-insight-flow i:nth-child(1) { animation: hero-dot-one 4.8s ease-in-out infinite; }
.hero-insight-flow i:nth-child(2) { animation: hero-dot-two 4.8s ease-in-out infinite; }
.hero-insight-flow i:nth-child(3) { width: 12px; height: 12px; background: var(--green); animation: hero-dot-focus 4.8s ease-in-out infinite; }
.hero-insight-flow b { position: absolute; right: 0; left: 3px; height: 1px; overflow: hidden; background: linear-gradient(90deg,var(--green),rgba(47,114,85,.12) 72%,transparent); }
.hero-insight-flow b::after { content: ""; position: absolute; top: -2px; left: -22%; width: 22%; height: 5px; border-radius: 999px; background: linear-gradient(90deg,transparent,rgba(205,169,83,.95),transparent); animation: hero-path-glow 4.8s ease-in-out infinite; }

/* Reverse-psychology clarity story */
.reverse-clarity { scroll-margin-top: 130px; }
.reverse-clarity-grid { display: grid; grid-template-columns: minmax(0,.9fr) minmax(460px,1.1fr); align-items: center; gap: clamp(42px,7vw,100px); }
.reverse-clarity-copy h2 { max-width: 650px; font-size: clamp(2.5rem,4.4vw,4.5rem); }
.reverse-clarity-copy > .lead { max-width: 620px; color: var(--muted); }
.reverse-truth { max-width: 590px; margin: 30px 0 28px; padding: 24px 26px; border-left: 3px solid var(--gold); border-radius: 0 18px 18px 0; background: #fff; box-shadow: 0 16px 45px rgba(28,68,49,.08); }
.reverse-truth span { display: block; margin-bottom: 8px; color: var(--green); font-size: .7rem; font-weight: 780; letter-spacing: .11em; text-transform: uppercase; }
.reverse-truth strong { display: block; color: var(--green-dark); font-size: 1.22rem; }
.reverse-truth p { margin: 4px 0 0; color: var(--muted); }
.reverse-actions { display: flex; flex-wrap: wrap; align-items: center; gap: 20px; }
.reverse-motion { position: relative; min-height: 510px; overflow: hidden; border: 1px solid rgba(47,114,85,.14); border-radius: 34px; background: radial-gradient(circle at 50% 45%,rgba(47,114,85,.09),transparent 30%),#fff; box-shadow: 0 25px 70px rgba(28,68,49,.1); isolation: isolate; }
.reverse-motion::before { content: ""; position: absolute; inset: 14%; border: 1px solid rgba(47,114,85,.09); border-radius: 50%; }
.reverse-motion > p { position: absolute; right: 0; bottom: 28px; left: 0; margin: 0; color: var(--muted); font-size: .72rem; font-weight: 750; letter-spacing: .11em; text-align: center; text-transform: uppercase; }
.reverse-center { position: absolute; z-index: 3; top: 50%; left: 50%; display: grid; width: 190px; height: 190px; padding: 22px; transform: translate(-50%,-50%); place-content: center; border-radius: 50%; color: #fff; background: linear-gradient(145deg,var(--green),var(--green-dark)); box-shadow: 0 24px 55px rgba(28,68,49,.25); text-align: center; }
.reverse-center::after { content: ""; position: absolute; inset: -11px; border: 1px solid rgba(47,114,85,.25); border-radius: inherit; animation: reverse-pulse 4.8s ease-out infinite; }
.reverse-center span { font-size: .72rem; letter-spacing: .08em; text-transform: uppercase; }
.reverse-center strong { font-size: 2rem; letter-spacing: -.04em; }
.reverse-node { --dx: 0px; --dy: 0px; position: absolute; z-index: 2; padding: 10px 15px; border: 1px solid rgba(47,114,85,.16); border-radius: 999px; color: var(--green-dark); background: rgba(255,255,255,.9); box-shadow: 0 12px 32px rgba(28,68,49,.09); backdrop-filter: blur(12px); font-size: .76rem; font-weight: 720; animation: reverse-gather 6.5s ease-in-out infinite; }
.reverse-node-1 { --dy: -12px; top: 13%; left: 50%; transform: translateX(-50%); }
.reverse-node-2 { --dx: -13px; top: 38%; left: 7%; animation-delay: -.9s; }
.reverse-node-3 { --dx: 13px; top: 35%; right: 8%; animation-delay: -1.8s; }
.reverse-node-4 { --dx: -10px; bottom: 17%; left: 14%; animation-delay: -2.7s; }
.reverse-node-5 { --dx: 11px; right: 12%; bottom: 18%; animation-delay: -3.6s; }
.reverse-ring { position: absolute; z-index: 1; top: 50%; left: 50%; border: 1px dashed rgba(47,114,85,.18); border-radius: 50%; transform: translate(-50%,-50%); }
.reverse-ring-1 { width: 310px; height: 310px; animation: reverse-ring-turn 24s linear infinite; }
.reverse-ring-2 { width: 410px; height: 410px; animation: reverse-ring-turn 34s linear infinite reverse; }
@keyframes reverse-gather { 0%,100% { translate: var(--dx) var(--dy); opacity: .72; } 50% { translate: 0 0; opacity: 1; } }
@keyframes reverse-pulse { 0% { transform: scale(.96); opacity: .65; } 70%,100% { transform: scale(1.15); opacity: 0; } }
@keyframes reverse-ring-turn { to { rotate: 360deg; } }

@keyframes hero-zebra-depth {
  0%, 100% { transform: translate3d(0,0,0) scale(1); }
  50% { transform: translate3d(0,-5px,0) scale(1.018); }
}
@keyframes hero-card-float {
  0%, 100% { transform: translate3d(0,0,0); box-shadow: 0 22px 60px rgba(28,68,49,.15); }
  50% { transform: translate3d(0,-8px,0); box-shadow: 0 30px 68px rgba(28,68,49,.19); }
}
@keyframes hero-dot-one {
  0%, 18%, 100% { transform: translateX(0) scale(1); opacity: .68; }
  48%, 67% { transform: translateX(32px) scale(.62); opacity: .25; }
}
@keyframes hero-dot-two {
  0%, 18%, 100% { transform: translateX(0) scale(1); opacity: .82; }
  48%, 67% { transform: translateX(17px) scale(.72); opacity: .35; }
}
@keyframes hero-dot-focus {
  0%, 18%, 100% { transform: scale(.92); box-shadow: 0 0 0 0 rgba(47,114,85,0); }
  48%, 67% { transform: scale(1.18); box-shadow: 0 0 0 7px rgba(47,114,85,.13); }
}
@keyframes hero-path-glow {
  0%, 18% { transform: translateX(0); opacity: 0; }
  38% { opacity: 1; }
  72%, 100% { transform: translateX(550%); opacity: 0; }
}
.trust-bar { margin-top: 32px; border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.trust-grid { display: grid; grid-template-columns: repeat(4, 1fr); }
.trust-item { padding: 24px 26px; border-left: 1px solid var(--line); }
.trust-item:first-child { border-left: 0; }
.trust-item strong, .trust-item span { display: block; }
.trust-item strong { font-size: 1rem; }
.trust-item span { margin-top: 4px; color: var(--muted); font-size: .83rem; }
.wealth-check { scroll-margin-top: 150px; }
.wealth-check-heading { display: flex; margin-bottom: 34px; align-items: end; justify-content: space-between; gap: 28px; }
.wealth-check-heading > div { max-width: 800px; }
.wealth-check-time { flex: 0 0 auto; padding: 9px 14px; border: 1px solid rgba(47,114,85,.2); border-radius: 999px; color: var(--green-dark); background: rgba(255,255,255,.78); font-size: .78rem; font-weight: 750; }
.wealth-check-shell { display: grid; grid-template-columns: minmax(0,1.25fr) minmax(340px,.75fr); overflow: hidden; border: 1px solid rgba(47,114,85,.2); border-radius: 30px; background: #fff; box-shadow: var(--shadow); }
.wealth-check-form { display: grid; gap: 0; padding: clamp(24px,4vw,48px); }
.wealth-check-question { min-width: 0; margin: 0; padding: 0 0 25px; border: 0; }
.wealth-check-question + .wealth-check-question { padding-top: 25px; border-top: 1px solid var(--line); }
.wealth-check-question:last-child { padding-bottom: 0; }
.wealth-check-question legend { width: 100%; margin-bottom: 15px; color: var(--ink); font-size: 1rem; font-weight: 720; }
.wealth-check-question legend span { display: inline-grid; width: 30px; height: 30px; margin-right: 9px; place-items: center; border-radius: 50%; color: var(--green-dark); background: var(--green-soft); font-size: .7rem; }
.wealth-check-options { display: grid; grid-template-columns: repeat(2,1fr); gap: 9px; }
.wealth-check-options-3 { grid-template-columns: repeat(3,1fr); }
.wealth-check-options label { position: relative; cursor: pointer; }
.wealth-check-options input { position: absolute; opacity: 0; pointer-events: none; }
.wealth-check-options label span { display: grid; min-height: 58px; padding: 11px 13px; place-items: center; border: 1px solid var(--line); border-radius: 14px; color: var(--muted); background: #fff; font-size: .8rem; font-weight: 650; line-height: 1.35; text-align: center; transition: border-color 160ms ease, color 160ms ease, background 160ms ease, box-shadow 160ms ease; }
.wealth-check-options input:checked + span { border-color: var(--green); color: var(--green-dark); background: var(--green-soft); box-shadow: inset 0 0 0 1px var(--green); }
.wealth-check-options input:focus-visible + span { outline: 3px solid rgba(47,114,85,.22); outline-offset: 2px; }
.wealth-check-result { display: flex; min-height: 100%; padding: clamp(28px,4vw,50px); flex-direction: column; justify-content: center; color: #fff; background: linear-gradient(150deg,var(--green-dark),#183e2d); }
.wealth-check-result .planner-result-label { color: #cce0d5; }
.wealth-check-result h3 { margin-bottom: 15px; color: #fff; font-size: clamp(2rem,3.5vw,3.25rem); }
.wealth-check-result > p:not(.planner-result-label):not(.wealth-check-note) { color: #dbe8e1; }
.wealth-check-actions { display: grid; gap: 11px; margin: 20px 0 28px; padding: 0; list-style: none; }
.wealth-check-actions li { position: relative; padding-left: 27px; color: #fff; font-size: .9rem; }
.wealth-check-actions li::before { content: '✓'; position: absolute; left: 0; color: #b8d5c4; font-weight: 800; }
.wealth-check-result .button { align-self: flex-start; color: var(--green-dark); background: #fff; }
.wealth-check-result .button:hover { color: #fff; background: transparent; border-color: rgba(255,255,255,.7); }
.wealth-check-note { margin: 17px 0 0; color: #b8cbbf; font-size: .7rem; line-height: 1.55; }

/* Grids and cards */
.split { display: grid; grid-template-columns: minmax(0, .9fr) minmax(0, 1.1fr); gap: clamp(48px, 8vw, 110px); align-items: center; }
.statement-art { position: relative; min-height: 480px; overflow: hidden; border-radius: var(--radius); background: var(--green-soft); }
.statement-art::before, .statement-art::after { content: ""; position: absolute; border: 2px solid rgba(47,114,85,.28); border-radius: 50%; }
.statement-art::before { width: 360px; height: 360px; top: -120px; left: -120px; }
.statement-art::after { width: 270px; height: 270px; right: -100px; bottom: -70px; }
.statement-mark { position: absolute; inset: 0; display: grid; place-items: center; color: var(--green-dark); font-size: clamp(5rem, 13vw, 10rem); font-weight: 760; letter-spacing: -.08em; }
.check-list { display: grid; gap: 14px; padding: 0; margin: 30px 0 0; list-style: none; }
.check-list li { position: relative; padding-left: 31px; }
.check-list li::before { content: "✓"; position: absolute; left: 0; color: var(--green); font-weight: 800; }
.root-grid { display: grid; grid-template-columns: repeat(4, 1fr); margin-top: 50px; }
.root-card { position: relative; padding: 34px 28px 28px; border-left: 1px solid rgba(255,255,255,.2); }
.root-card:first-child { border-left: 0; }
.root-letter { display: block; margin-bottom: 22px; color: #a9ccb9; font-size: 4rem; font-weight: 720; line-height: 1; }
.root-card p { color: #cbd8d1; }
.root-story { position: relative; overflow: hidden; }
.root-story .container { position: relative; isolation: isolate; }
.root-story .container > :not(.root-zebra-watermark) { position: relative; z-index: 1; }
.root-zebra-watermark { position: absolute; z-index: 0; right: -34px; bottom: -105px; width: min(430px,42vw); height: auto; opacity: .105; filter: grayscale(1) contrast(.82) brightness(1.9); transform: rotate(-2deg); transform-origin: 50% 100%; animation: root-zebra-drift 12s ease-in-out infinite; pointer-events: none; }
@keyframes root-zebra-drift {
  0%, 100% { transform: translate3d(0,0,0) rotate(-2deg); }
  50% { transform: translate3d(-5px,-4px,0) rotate(-1deg); }
}

/* Portfolio blind spots */
.blind-spots-section { background: #f5f5f7; }
.blind-spots-heading { display: grid; grid-template-columns: minmax(0,1.2fr) minmax(320px,.8fr); gap: clamp(34px,6vw,80px); margin-bottom: 46px; align-items: end; }
.blind-spots-heading h2 { max-width: 760px; }
.blind-spots-heading .lead { margin: 0; }
.blind-spot-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 14px; }
.blind-spot-card { position: relative; min-height: 245px; padding: 28px; overflow: hidden; border: 1px solid #e2e5e3; border-radius: 24px; background: #fff; transition: transform 180ms ease, border-color 180ms ease, box-shadow 180ms ease; }
.blind-spot-card::after { content: ""; position: absolute; right: -42px; bottom: -42px; width: 110px; height: 110px; border-radius: 50%; background: var(--green-soft); }
.blind-spot-card:hover { transform: translateY(-3px); border-color: rgba(47,114,85,.35); box-shadow: 0 16px 38px rgba(31,81,60,.07); }
.blind-spot-card > span { display: grid; width: 38px; height: 38px; margin-bottom: 40px; place-items: center; border-radius: 50%; color: var(--green-dark); background: var(--green-soft); font-size: .7rem; font-weight: 780; }
.blind-spot-card h3 { position: relative; z-index: 1; margin-bottom: 10px; font-size: 1.35rem; }
.blind-spot-card p { position: relative; z-index: 1; margin: 0; color: var(--muted); font-size: .9rem; line-height: 1.6; }
.blind-spots-cta { display: flex; margin-top: 16px; padding: 28px 30px; align-items: center; justify-content: space-between; gap: 28px; border-radius: 24px; color: #fff; background: linear-gradient(120deg,#173f30,#2f7255); }
.blind-spots-cta p { margin: 0 0 2px; color: #c9ded2; font-size: .82rem; }
.blind-spots-cta h3 { margin: 0; color: #fff; font-size: clamp(1.65rem,3vw,2.4rem); }
.blind-spots-cta .button { border-color: #fff; color: var(--green-dark); background: #fff; white-space: nowrap; }
.cards-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.cards-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px; }
.solution-card, .insight-card, .info-card { padding: 28px; border: 1px solid var(--line); border-radius: 20px; background: var(--paper); transition: transform 180ms ease, box-shadow 180ms ease, border-color 180ms ease; }
.solution-card:hover, .insight-card:hover { transform: translateY(-5px); border-color: rgba(47,114,85,.38); box-shadow: var(--shadow); }
.solution-card .number { display: block; margin-bottom: 40px; color: var(--green); font-size: .74rem; font-weight: 750; letter-spacing: .14em; }
.solution-card p, .insight-card p, .info-card p { color: var(--muted); }
.solution-card a, .insight-card a { color: var(--green-dark); font-weight: 650; text-underline-offset: 5px; }
.section-heading { display: flex; margin-bottom: 34px; align-items: end; justify-content: space-between; gap: 30px; }
.section-heading > div { max-width: 760px; }

/* Calculator */
.sip-shell { padding: clamp(28px, 4vw, 50px); border: 1px solid rgba(47,114,85,.2); border-radius: 30px; background: #fff; box-shadow: var(--shadow); }
.sip-grid { display: grid; grid-template-columns: minmax(0, 1.05fr) minmax(400px, .95fr); gap: clamp(30px, 5vw, 62px); align-items: center; }
.sip-controls { display: grid; gap: 12px; margin-top: 28px; }
.sip-mode { display: inline-flex; gap: 4px; margin-top: 22px; padding: 4px; border: 1px solid var(--line); border-radius: 14px; background: #f4f6f4; }
.sip-mode-button { min-height: 42px; padding: 0 18px; border: 0; border-radius: 10px; color: var(--muted); background: transparent; font: inherit; font-size: .88rem; font-weight: 700; cursor: pointer; }
.sip-mode-button.is-active { color: #fff; background: var(--green); box-shadow: 0 5px 14px rgba(47,114,85,.2); }
.sip-control { display: grid; grid-template-columns: 170px minmax(140px,1fr) 110px; gap: 16px; align-items: center; padding: 15px 16px; border: 1px solid var(--line); border-radius: 17px; }
.sip-label { font-size: .9rem; font-weight: 650; }
.sip-range-wrap { display: grid; gap: 6px; }
.sip-range { width: 100%; height: 5px; margin: 0; border-radius: 99px; outline: 0; appearance: none; background: linear-gradient(to right,var(--green) 0 var(--progress,50%),#e5e9e6 var(--progress,50%) 100%); }
.sip-range::-webkit-slider-thumb { width: 22px; height: 22px; appearance: none; border: 3px solid #fff; border-radius: 50%; background: var(--green); box-shadow: 0 2px 8px rgba(24,73,52,.25); cursor: grab; }
.sip-range::-moz-range-thumb { width: 16px; height: 16px; border: 3px solid #fff; border-radius: 50%; background: var(--green); }
.sip-scale { display: flex; justify-content: space-between; color: #959995; font-size: .68rem; }
.sip-value { display: grid; min-height: 42px; place-items: center; border-radius: 12px; color: var(--green-dark); background: var(--green-pale); font-size: .88rem; font-weight: 750; white-space: nowrap; }
.manual-entry { display: grid; min-width: 118px; min-height: 54px; padding: 6px 9px; align-content: center; gap: 2px; border-radius: 12px; color: var(--green-dark); background: var(--green-pale); white-space: nowrap; }
.manual-input-row { display: flex; min-width: 0; align-items: center; justify-content: center; gap: 3px; color: var(--green-dark); font-size: .75rem; font-weight: 760; }
.manual-input-row input { width: 100%; min-width: 0; padding: 0; border: 0; outline: 0; color: var(--green-dark); background: transparent; font-size: .82rem; font-weight: 760; text-align: center; }
.manual-input-row input::-webkit-inner-spin-button, .manual-input-row input::-webkit-outer-spin-button { margin: 0; appearance: none; }
.manual-input-row input[type="number"] { appearance: textfield; }
.manual-entry small { display: block; color: var(--muted); font-size: .62rem; font-weight: 620; line-height: 1.2; text-align: center; }
.manual-entry .manual-readable { color: var(--green-dark); font-size: .66rem; font-weight: 690; }
.sip-value.manual-entry { min-height: 54px; place-items: stretch; padding: 6px 9px; font-size: inherit; }
.sip-result { padding: clamp(25px,3vw,38px); border: 1px solid rgba(47,114,85,.14); border-radius: 24px; background: linear-gradient(145deg,#f5f9f6,#eaf3ed); }
.sip-result-label { margin-bottom: 8px; color: var(--green-dark); font-size: .72rem; font-weight: 800; letter-spacing: .15em; text-transform: uppercase; }
.sip-corpus { color: var(--green-dark); font-size: clamp(3rem,5vw,4.8rem); font-weight: 670; letter-spacing: -.05em; line-height: 1; }
.sip-chart { height: 175px; margin: 26px 0 18px; border-bottom: 1px solid rgba(47,114,85,.12); }
.sip-chart svg { width: 100%; height: 100%; }
.sip-metrics { display: grid; grid-template-columns: repeat(2,1fr); gap: 12px; }
.sip-metric { padding: 16px; border: 1px solid rgba(47,114,85,.11); border-radius: 15px; background: rgba(255,255,255,.78); }
.sip-metric span { display: block; margin-bottom: 5px; color: var(--muted); font-size: .72rem; }
.sip-metric strong { font-size: 1.2rem; }
.sip-note { margin: 16px 0 0; color: #7b807d; font-size: .7rem; }
.sip-step-up-benefit { margin: 14px 0 0; padding: 12px 14px; border-radius: 12px; color: var(--green-dark); background: rgba(255,255,255,.72); font-size: .78rem; line-height: 1.5; }
[data-sip-step-up-control][hidden], [data-sip-step-up-benefit][hidden] { display: none; }
.inflation-switch { display: inline-flex; margin-top: 18px; padding: 6px 14px 6px 7px; align-items: center; gap: 10px; border: 1px solid var(--line); border-radius: 999px; color: var(--green-dark); background: #fff; font-size: .82rem; font-weight: 720; cursor: pointer; }
.inflation-switch input { width: 34px; height: 20px; margin: 0; appearance: none; border-radius: 999px; background: #dfe5e1; box-shadow: inset 0 0 0 1px rgba(47,114,85,.12); transition: background 160ms ease; cursor: pointer; }
.inflation-switch input::before { content: ""; display: block; width: 16px; height: 16px; margin: 2px; border-radius: 50%; background: #fff; box-shadow: 0 1px 4px rgba(0,0,0,.18); transition: transform 160ms ease; }
.inflation-switch input:checked { background: var(--green); }
.inflation-switch input:checked::before { transform: translateX(14px); }
.inflation-result { display: flex; margin-top: 12px; padding: 14px 16px; align-items: center; justify-content: space-between; gap: 12px; border: 1px solid rgba(47,114,85,.11); border-radius: 15px; background: rgba(255,255,255,.78); }
.inflation-result span { color: var(--muted); font-size: .75rem; }
.inflation-result strong { color: var(--green-dark); }
[data-inflation-panel][hidden], [data-sip-inflation-panel][hidden], [data-calc-inflation-panel][hidden], [data-emi-inflation-panel][hidden], [data-delay-inflation-panel][hidden], [data-slab-panel][hidden] { display: none; }

/* Planning calculators */
.calculator-hero { padding: clamp(52px, 6vw, 78px) 0 34px; background: #fff; }
.calculator-hero h1 { max-width: 820px; font-size: clamp(2.8rem, 5vw, 4.7rem); }
.calculator-hero .lead { max-width: 780px; }
.calculator-workspace { padding: 30px 0 clamp(70px, 9vw, 120px); }
.planner-shell { padding: clamp(26px, 4vw, 50px); border: 1px solid rgba(47,114,85,.2); border-radius: 30px; background: #fff; box-shadow: var(--shadow); }
.planner-grid { display: grid; grid-template-columns: minmax(0,1.05fr) minmax(360px,.95fr); gap: clamp(30px,5vw,64px); align-items: start; }
.planner-grid h2 { font-size: clamp(2rem,3.5vw,3.3rem); }
.planner-controls { display: grid; gap: 15px; margin-top: 28px; }
.planner-controls-dense { gap: 11px; }
.planner-control { display: grid; grid-template-columns: 170px minmax(150px,1fr) 118px; gap: 16px; align-items: center; padding: 15px 16px; border: 1px solid var(--line); border-radius: 17px; }
.planner-control > span { font-size: .9rem; font-weight: 650; }
.planner-select { display: grid; gap: 8px; padding: 15px 16px; border: 1px solid var(--line); border-radius: 17px; }
.planner-select > span { font-size: .9rem; font-weight: 650; }
.planner-select select { width: 100%; min-height: 46px; padding: 0 13px; border: 1px solid #dfe5e1; border-radius: 12px; color: var(--ink); background: #fff; font: inherit; font-size: .9rem; }
.calculator-status { margin: -8px 0 24px; padding: 13px 15px; border-radius: 13px; color: var(--green-dark); background: rgba(255,255,255,.78); font-size: .85rem; font-weight: 760; }
.calculator-disclaimer { margin: 17px 0 0; color: #7b807d; font-size: .72rem; }
.planner-result { position: sticky; top: 128px; padding: clamp(26px,3vw,40px); border: 1px solid rgba(47,114,85,.14); border-radius: 24px; background: linear-gradient(145deg,#f5f9f6,#eaf3ed); }
.planner-result-label { margin-bottom: 8px; color: var(--green-dark); font-size: .72rem; font-weight: 800; letter-spacing: .15em; text-transform: uppercase; }
.planner-primary { margin: 0 0 30px; color: var(--green-dark); font-size: clamp(2.7rem,5vw,4.7rem); font-weight: 670; letter-spacing: -.05em; line-height: 1; }
.planner-metrics { display: grid; grid-template-columns: repeat(2,1fr); gap: 12px; margin-bottom: 28px; }
.planner-metrics > div { padding: 16px; border: 1px solid rgba(47,114,85,.11); border-radius: 15px; background: rgba(255,255,255,.78); }
.planner-metrics span { display: block; margin-bottom: 5px; color: var(--muted); font-size: .72rem; }
.planner-metrics strong { font-size: 1.05rem; }
.risk-workspace { padding: 30px 0 clamp(70px, 9vw, 120px); }
.risk-shell { display: grid; grid-template-columns: minmax(0,1.35fr) minmax(330px,.65fr); gap: clamp(26px,4vw,52px); align-items: start; }
.risk-questions { display: grid; gap: 14px; }
.risk-question fieldset { min-width: 0; margin: 0; padding: 20px; border: 1px solid var(--line); border-radius: 20px; background: #fff; }
.risk-question legend { width: 100%; padding: 0 0 14px; color: var(--ink); font-size: 1rem; font-weight: 700; }
.risk-question legend span { display: inline-grid; width: 30px; height: 30px; margin-right: 9px; place-items: center; border-radius: 50%; color: var(--green-dark); background: var(--green-soft); font-size: .7rem; }
.risk-question legend strong { font: inherit; letter-spacing: inherit; }
.risk-options { display: grid; grid-template-columns: repeat(4,1fr); gap: 8px; }
.risk-options-3 { grid-template-columns: repeat(3,1fr); }
.risk-options label { position: relative; cursor: pointer; }
.risk-options input { position: absolute; opacity: 0; pointer-events: none; }
.risk-options label span { display: grid; min-height: 58px; padding: 10px 12px; place-items: center; border: 1px solid var(--line); border-radius: 13px; color: var(--muted); background: #fff; font-size: .78rem; font-weight: 650; line-height: 1.35; text-align: center; transition: border-color 160ms ease, background 160ms ease, color 160ms ease, box-shadow 160ms ease; }
.risk-options input:checked + span { border-color: var(--green); color: var(--green-dark); background: var(--green-soft); box-shadow: inset 0 0 0 1px var(--green); }
.risk-options input:focus-visible + span { outline: 3px solid rgba(47,114,85,.22); outline-offset: 2px; }
.risk-result { position: sticky; top: 150px; padding: clamp(26px,3vw,40px); border: 1px solid rgba(47,114,85,.14); border-radius: 26px; background: linear-gradient(145deg,#f5f9f6,#eaf3ed); }
.risk-result h2 { margin-bottom: 5px; color: var(--green-dark); font-size: clamp(2.2rem,4vw,3.5rem); }
.risk-score { margin: 0 0 24px; color: var(--muted); font-size: .82rem; }
.risk-donut { position: relative; display: grid; width: 190px; aspect-ratio: 1; margin: 4px auto 28px; place-content: center; border-radius: 50%; text-align: center; }
.risk-donut::after { content: ""; position: absolute; inset: 23px; border-radius: 50%; background: #f2f7f3; }
.risk-donut span, .risk-donut small { position: relative; z-index: 1; }
.risk-donut span { color: var(--green-dark); font-size: 2.15rem; font-weight: 750; line-height: 1; }
.risk-donut small { margin-top: 5px; color: var(--muted); font-size: .72rem; }
.allocation-list { display: grid; gap: 10px; margin-bottom: 22px; }
.allocation-list > div { display: flex; padding-bottom: 9px; align-items: center; justify-content: space-between; border-bottom: 1px solid rgba(47,114,85,.12); font-size: .83rem; }
.allocation-list span { display: flex; align-items: center; gap: 9px; color: var(--muted); }
.allocation-dot { width: 10px; height: 10px; border-radius: 50%; }
.allocation-dot.equity { background: #2f7255; }.allocation-dot.debt { background: #73899a; }.allocation-dot.gold { background: #c79c42; }.allocation-dot.cash { background: #dfe5e1; border: 1px solid #bcc8c0; }
.risk-summary { min-height: 72px; color: var(--muted); font-size: .86rem; }
.risk-result .button { width: 100%; }
.risk-reset { width: 100%; margin-top: 12px; padding: 10px; border: 0; color: var(--green-dark); background: transparent; font: inherit; font-size: .78rem; font-weight: 700; cursor: pointer; }
.risk-note { max-width: 900px; margin-top: 22px; line-height: 1.65; }
.calculator-explorer { padding: clamp(24px,4vw,44px); border: 1px solid rgba(47,114,85,.1); border-radius: 32px; background: linear-gradient(180deg,#fbfdfc 0%,#f6f9f7 100%); }
.calculator-explorer .section-heading { margin-bottom: 28px; align-items: end; }
.calculator-explorer .section-heading h2 { max-width: 760px; }
.calculator-explorer .section-heading .lead { max-width: 650px; }
.calculator-category-line { display: flex; max-width: 370px; flex-wrap: wrap; justify-content: flex-end; gap: 7px; }
.calculator-category-line span { padding: 7px 10px; border: 1px solid rgba(47,114,85,.13); border-radius: 999px; color: var(--green-dark); background: rgba(255,255,255,.78); font-size: .68rem; font-weight: 710; }
.calculator-card-grid { display: grid; grid-template-columns: repeat(12,1fr); gap: 14px; }
.calculator-card { --card-accent: #2f7255; --card-soft: #edf4ef; position: relative; display: flex; min-height: 218px; grid-column: span 4; padding: 24px; flex-direction: column; justify-content: space-between; overflow: hidden; border: 1px solid rgba(47,114,85,.11); border-radius: 22px; background: linear-gradient(155deg,#fff 52%,var(--card-soft)); box-shadow: 0 8px 24px rgba(28,63,47,.035); text-decoration: none; transition: transform 180ms ease, border-color 180ms ease, box-shadow 180ms ease; }
.calculator-card::after { content: ""; position: absolute; width: 120px; height: 120px; right: -65px; top: -65px; border-radius: 50%; background: var(--card-accent); opacity: .07; transition: transform 220ms ease; }
.calculator-card:hover { transform: translateY(-4px); border-color: color-mix(in srgb,var(--card-accent) 38%,#e3e7e4); box-shadow: 0 18px 46px rgba(31,81,60,.09); }
.calculator-card:hover::after { transform: scale(1.25); }
.calculator-card-top { display: flex; align-items: center; justify-content: space-between; gap: 16px; }
.calculator-card-icon { display: grid; width: 46px; height: 46px; place-items: center; border-radius: 15px; color: var(--card-accent); background: var(--card-soft); font-size: 1.35rem; font-weight: 720; }
.calculator-card-no { color: var(--card-accent); font-size: .68rem; font-weight: 760; letter-spacing: .13em; text-transform: uppercase; }
.calculator-card h3 { margin-bottom: 9px; font-size: clamp(1.28rem,1.8vw,1.55rem); line-height: 1.12; }
.calculator-card p { max-width: 34ch; margin: 0; color: var(--muted); font-size: .88rem; line-height: 1.55; }
.calculator-card-action { position: relative; z-index: 1; display: flex; margin-top: 24px; align-items: center; justify-content: space-between; color: var(--card-accent); font-size: .78rem; font-weight: 730; }
.calculator-card-action span { font-size: 1.1rem; transition: transform 180ms ease; }
.calculator-card:hover .calculator-card-action span { transform: translateX(4px); }
.calculator-card-lumpsum { --card-accent: #416f91; --card-soft: #edf4f8; }
.calculator-card-retirement { --card-accent: #9a7534; --card-soft: #faf4e8; }
.calculator-card-swp { --card-accent: #745b8f; --card-soft: #f4f0f8; }
.calculator-card-risk { --card-accent: #3b7b73; --card-soft: #edf7f5; }
.calculator-card-property { --card-accent: #8a6332; --card-soft: #faf2e7; }
.calculator-card-combined { --card-accent: #356d88; --card-soft: #edf5f8; }
.calculator-card-ready { --card-accent: #65518a; --card-soft: #f2eef8; }
.calculator-card-capital-tax { --card-accent: #8a4e45; --card-soft: #faefed; }
.calculator-card.calculator-card-freedom { --card-accent: #d8b969; --card-soft: #173f30; min-height: 310px; grid-column: span 8; color: #fff; background: linear-gradient(118deg,#102d22 0%,#21533f 55%,#3c7d5f 100%); }
.calculator-card-freedom::after { width: 280px; height: 280px; right: -65px; top: -130px; background: #fff; opacity: .08; }
.calculator-card-freedom .calculator-card-icon { color: #173f30; background: #f0d892; }
.calculator-card-freedom .calculator-card-no, .calculator-card-freedom .calculator-card-action { color: #f0d892; }
.calculator-card-freedom h3 { max-width: 680px; color: #fff; font-size: clamp(2rem,3.3vw,3.3rem); }
.calculator-card-freedom p { max-width: 700px; color: rgba(255,255,255,.78); font-size: 1rem; }
.calculator-card.calculator-card-crore { --card-accent: #916d22; --card-soft: #fbf4df; min-height: 310px; grid-column: span 4; background: linear-gradient(145deg,#fffdf7,#f5e8bd); }
.calculator-card-crore h3 { max-width: 420px; font-size: clamp(1.75rem,2.6vw,2.5rem); }
.calculator-card-crore p { max-width: 420px; font-size: .92rem; }
.calculator-card-buy-rent { --card-accent: #426b88; --card-soft: #edf4f8; }
.calculator-card-prepay { --card-accent: #7c5c37; --card-soft: #f8f1e8; }
.calculator-card.calculator-card-fast-forward { --card-accent: #d6bb75; --card-soft: #173f30; min-height: 232px; grid-column: span 4; color: #fff; background: linear-gradient(132deg,#122f25 0%,#2d674f 100%); }
.calculator-card-fast-forward::after { width: 270px; height: 270px; right: -70px; top: -125px; background: #fff; opacity: .08; }
.calculator-card-fast-forward .calculator-card-icon { color: #173f30; background: #f0d892; }
.calculator-card-fast-forward .calculator-card-no, .calculator-card-fast-forward .calculator-card-action { color: #f0d892; }
.calculator-card-fast-forward h3 { max-width: 420px; color: #fff; font-size: clamp(1.55rem,2vw,1.9rem); }
.calculator-card-fast-forward p { max-width: 420px; color: rgba(255,255,255,.78); font-size: .88rem; }
.planner-intro { max-width: 620px; margin-top: -12px; color: var(--muted); }
.extra-emi-choices { display: grid; grid-template-columns: repeat(4,1fr); gap: 9px; margin-top: 24px; }
.extra-emi-choices button { min-height: 44px; padding: 9px 10px; border: 1px solid rgba(47,114,85,.18); border-radius: 12px; color: var(--green-dark); background: #fff; font: inherit; font-size: .76rem; font-weight: 720; cursor: pointer; transition: color 160ms ease, border-color 160ms ease, background 160ms ease, transform 160ms ease; }
.extra-emi-choices button:hover { transform: translateY(-2px); border-color: var(--green); }
.extra-emi-choices button.is-active { color: #fff; border-color: var(--green); background: var(--green); }
.emi-fast-forward-result { background: linear-gradient(145deg,#eef6f1,#dfeee5); }
.extra-emi-comparison { display: grid; margin-top: 28px; overflow: hidden; border: 1px solid rgba(47,114,85,.16); border-radius: 20px; background: #fff; }
.extra-emi-comparison > div { display: grid; grid-template-columns: .7fr 1fr 1fr; align-items: center; }
.extra-emi-comparison > div + div { border-top: 1px solid var(--line); }
.extra-emi-comparison span, .extra-emi-comparison strong { padding: 15px 18px; font-size: .82rem; }
.extra-emi-comparison span + span, .extra-emi-comparison strong + span { border-left: 1px solid var(--line); }
.extra-emi-comparison-head { color: var(--green-dark); background: var(--green-soft); font-weight: 760; }
.planner-primary-date { font-size: clamp(2.2rem,4.4vw,4rem); }
.planner-primary-decision { font-size: clamp(2.1rem,4vw,3.8rem); }
.decision-verdict { margin: -10px 0 22px; padding: 14px 16px; border-radius: 14px; color: var(--green-dark); background: rgba(255,255,255,.78); font-size: .86rem; font-weight: 700; line-height: 1.5; }
.calculator-card.calculator-card-tax { --card-accent: #765d24; --card-soft: #f7f0dc; min-height: 232px; grid-column: span 4; background: linear-gradient(145deg,#fffdf8 0%,#f7f0dc 100%); }
.calculator-card-tax::after { width: 260px; height: 260px; right: -65px; top: -125px; opacity: .09; }
.calculator-card-tax h3 { max-width: 420px; font-size: clamp(1.45rem,2vw,1.8rem); }
.calculator-card-tax p { max-width: 420px; font-size: .88rem; }
.calculator-card.calculator-card-emi { --card-accent: #416f91; --card-soft: #edf4f8; min-height: 232px; grid-column: span 4; background: linear-gradient(145deg,#f9fcfe 0%,#e7f0f6 100%); }
.calculator-card-emi::after { width: 260px; height: 260px; right: -60px; top: -120px; opacity: .1; }
.calculator-card-emi h3 { max-width: 420px; font-size: clamp(1.45rem,2vw,1.8rem); }
.calculator-card-emi p { max-width: 420px; font-size: .88rem; }
.calculator-card.calculator-card-delay { --card-accent: #2f7255; --card-soft: #e7f1ea; min-height: 232px; grid-column: span 4; background: linear-gradient(132deg,#173f30 0%,#3e7c60 100%); color: #fff; }
.calculator-card-delay::after { width: 260px; height: 260px; right: -80px; top: -130px; background: #fff; opacity: .08; }
.calculator-card-delay .calculator-card-icon { color: #fff; background: rgba(255,255,255,.14); }
.calculator-card-delay .calculator-card-no, .calculator-card-delay .calculator-card-action { color: #d9eadf; }
.calculator-card-delay h3 { max-width: 420px; font-size: clamp(1.55rem,2vw,1.9rem); }
.calculator-card-delay p { max-width: 420px; color: rgba(255,255,255,.78); font-size: .88rem; }

/* Tax harvesting */
.tax-hero h1 { max-width: 980px; }
.tax-harvest-shell { border-color: rgba(154,117,52,.24); }
.tax-result { background: linear-gradient(145deg,#fffdf6,#f5ecd5); }
.tax-result-message { margin: -10px 0 24px; padding: 14px 16px; border-radius: 14px; color: #5c491e; background: rgba(255,255,255,.72); font-size: .82rem; line-height: 1.5; }
.tax-result .button { width: 100%; }
.tax-purpose-grid { display: grid; grid-template-columns: minmax(0,.8fr) minmax(420px,1.2fr); gap: clamp(40px,7vw,100px); align-items: start; }
.tax-checklist { display: grid; gap: 12px; }
.tax-checklist article { display: grid; grid-template-columns: 42px 1fr; column-gap: 16px; padding: 22px; border: 1px solid var(--line); border-radius: 20px; background: #fff; }
.tax-checklist span { display: grid; width: 38px; height: 38px; grid-row: 1 / 3; place-items: center; border-radius: 50%; color: #765d24; background: #f7f0dc; font-size: .68rem; font-weight: 800; }
.tax-checklist h3 { margin: 0 0 5px; font-size: 1.1rem; }
.tax-checklist p { margin: 0; color: var(--muted); font-size: .86rem; }

/* NRI and GIFT City */
.nri-hero .page-hero-grid { align-items: center; }
.nri-route-summary { display: grid; grid-template-columns: auto 1fr; gap: 10px 16px; padding: 28px; border: 1px solid rgba(47,114,85,.15); border-radius: 26px; background: linear-gradient(145deg,#f7faf8,#edf4ef); }
.nri-route-summary span { color: var(--green); font-size: .68rem; font-weight: 800; letter-spacing: .12em; text-transform: uppercase; }
.nri-route-summary strong { font-size: 1rem; }
.nri-path-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 16px; }
.nri-path-card { display: flex; min-height: 300px; padding: 28px; flex-direction: column; border: 1px solid var(--line); border-radius: 24px; background: #fff; }
.nri-path-card > span { display: grid; width: 42px; height: 42px; margin-bottom: 34px; place-items: center; border-radius: 50%; color: var(--green-dark); background: var(--green-soft); font-size: .7rem; font-weight: 800; }
.nri-path-card h3 { font-size: 1.4rem; }
.nri-path-card p, .nri-path-card li { color: var(--muted); font-size: .88rem; line-height: 1.6; }
.nri-path-card ul { margin: auto 0 0; padding-left: 18px; }
.nri-path-card .text-link { margin-top: 18px; }
.nri-document-card { padding: clamp(28px,4vw,46px); border: 1px solid rgba(47,114,85,.18); border-radius: 28px; background: linear-gradient(145deg,#f7faf8,#edf4ef); }
.nri-document-card h3 { font-size: clamp(1.7rem,3vw,2.5rem); }
.nri-document-card li { margin-bottom: 9px; color: var(--muted); }
.nri-document-card > p:last-of-type { color: var(--muted); font-size: .78rem; }
.nri-step-row { display: grid; grid-template-columns: repeat(5,1fr); gap: 12px; }
.nri-step-row article { min-height: 250px; padding: 24px 20px; border: 1px solid var(--line); border-radius: 22px; background: #fff; }
.nri-step-row span { display: block; margin-bottom: 36px; color: var(--green); font-size: .7rem; font-weight: 800; letter-spacing: .12em; }
.nri-step-row h3 { font-size: 1.05rem; }
.nri-step-row p { margin: 0; color: var(--muted); font-size: .8rem; line-height: 1.6; }
.nri-comparison { overflow: hidden; border: 1px solid rgba(255,255,255,.18); border-radius: 22px; }
.nri-comparison > div { display: grid; grid-template-columns: .65fr 1fr 1fr; }
.nri-comparison > div + div { border-top: 1px solid rgba(255,255,255,.16); }
.nri-comparison span, .nri-comparison strong { padding: 18px; border-left: 1px solid rgba(255,255,255,.16); color: rgba(255,255,255,.78); font-size: .82rem; line-height: 1.5; }
.nri-comparison span:first-child, .nri-comparison strong:first-child { border-left: 0; color: #fff; font-weight: 750; }
.nri-comparison strong { color: #fff; background: rgba(255,255,255,.06); }
.official-links { display: flex; margin-top: 28px; padding: 20px; flex-direction: column; gap: 8px; border: 1px solid var(--line); border-radius: 18px; background: #f8faf8; }
.official-links strong { margin-bottom: 4px; }
.official-links a { color: var(--green-dark); font-size: .82rem; }
.tax-rules-hero h1 { max-width: 1050px; }
.tax-snapshot-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 16px; }
.tax-snapshot-card { padding: clamp(24px,3vw,34px); border: 1px solid rgba(47,114,85,.15); border-radius: 24px; background: #fff; box-shadow: 0 14px 40px rgba(30,59,46,.05); }
.tax-snapshot-card > span { display: block; margin-bottom: 16px; color: var(--green); font-size: clamp(2rem,4vw,3.4rem); font-weight: 720; letter-spacing: -.055em; line-height: 1; }
.tax-snapshot-card h2 { margin-bottom: 8px; font-size: 1.15rem; }
.tax-snapshot-card p { margin: 0; color: var(--muted); font-size: .9rem; }
.tax-snapshot-note { max-width: 980px; margin: 22px auto 0; }
.tax-zero-example { display: grid; max-width: 980px; margin: 24px auto 0; padding: 22px 26px; grid-template-columns: 1fr auto 1fr auto 1fr; align-items: center; gap: 18px; border: 1px solid rgba(47,114,85,.16); border-radius: 22px; background: #fff; box-shadow: 0 16px 42px rgba(30,59,46,.05); }
.tax-zero-example > div { display: flex; flex-direction: column; gap: 5px; }
.tax-zero-example span { color: var(--muted); font-size: .76rem; font-weight: 650; }
.tax-zero-example strong { color: var(--green-dark); font-size: clamp(1.45rem,3vw,2.25rem); letter-spacing: -.035em; }
.tax-zero-example > b { color: #98a39d; font-size: 1.45rem; font-weight: 450; }
.tax-zero-final { padding: 14px 18px; border-radius: 15px; background: var(--green-soft); }
.tax-zero-final strong { color: var(--green); }
.tax-table-wrap { overflow-x: auto; border: 1px solid var(--line); border-radius: 24px; background: #fff; box-shadow: 0 18px 50px rgba(30,59,46,.06); }
.tax-rules-table { width: 100%; border-collapse: collapse; font-size: .95rem; }
.tax-rules-table caption { padding: 20px 24px 8px; color: var(--muted); font-size: .72rem; font-weight: 780; letter-spacing: .1em; text-align: left; text-transform: uppercase; }
.tax-rules-table th, .tax-rules-table td { padding: 17px 24px; border-bottom: 1px solid var(--line); text-align: left; }
.tax-rules-table th { color: var(--green-dark); background: var(--green-soft); font-size: .78rem; letter-spacing: .04em; text-transform: uppercase; }
.tax-rules-table tbody tr:last-child td { border-bottom: 0; }
.tax-rules-table td:last-child { color: var(--green-dark); font-weight: 760; }
.tax-not-usually-card { border-color: rgba(159,118,45,.2); background: linear-gradient(145deg,#fffdf8,#f8f3e8); }
.tax-choice-grid { grid-template-columns: repeat(4,1fr); }
.bond-snapshot-grid { grid-template-columns: repeat(4,1fr); }
.bond-snapshot-grid .tax-snapshot-card > span { font-size: clamp(1.75rem,3.2vw,2.9rem); }
.bond-brand-grid .info-card { display: flex; min-height: 300px; flex-direction: column; }
.bond-brand-grid .info-card h3 { font-size: 1.35rem; }
.bond-status { display: inline-flex; width: fit-content; margin-top: auto; padding: 7px 10px; border-radius: 999px; color: var(--green-dark); background: var(--green-soft); font-size: .7rem; font-weight: 760; }
.bond-name-comparison > div { grid-template-columns: .8fr .8fr 1.4fr; }
.bond-example { max-width: 1040px; }

/* EMI to SIP */
.emi-hero h1 { max-width: 1020px; }
.emi-shell { border-color: rgba(65,111,145,.22); }
.emi-divider { display: flex; margin: 26px 0 4px; align-items: center; gap: 14px; color: #416f91; font-size: .7rem; font-weight: 800; letter-spacing: .13em; text-transform: uppercase; }
.emi-divider::before, .emi-divider::after { content: ""; height: 1px; flex: 1; background: rgba(65,111,145,.18); }
.emi-result { color: #fff; background: linear-gradient(150deg,#24465e,#416f91); }
.emi-result .planner-result-label { color: #cfdfeb; }
.emi-result .planner-primary { color: #fff; }
.emi-result .planner-metrics > div { border-color: rgba(255,255,255,.14); background: rgba(255,255,255,.08); }
.emi-result .planner-metrics span { color: rgba(255,255,255,.68); }
.emi-journey { display: grid; grid-template-columns: 2fr 1fr; gap: 8px; margin: 4px 0 24px; }
.emi-journey div { min-width: 0; }
.emi-journey span { display: block; min-height: 34px; color: rgba(255,255,255,.72); font-size: .68rem; line-height: 1.35; }
.emi-journey i { display: block; height: 9px; border-radius: 999px; background: rgba(255,255,255,.9); }
.emi-journey div:last-child i { background: #a8d0bb; }
.emi-to-sip-card { margin-bottom: 24px; padding: 20px; border-radius: 18px; color: #173f30; background: #fff; }
.emi-to-sip-card > p { margin: 0 0 4px; color: #416f91; font-size: .72rem; font-weight: 800; letter-spacing: .1em; text-transform: uppercase; }
.emi-to-sip-card > strong { display: block; margin-bottom: 17px; color: #24465e; font-size: clamp(2.25rem,4vw,3.8rem); letter-spacing: -.05em; line-height: 1; }
.emi-to-sip-card > div { display: flex; padding-top: 9px; justify-content: space-between; gap: 16px; border-top: 1px solid var(--line); font-size: .76rem; }
.emi-to-sip-card > div + div { margin-top: 9px; }
.emi-to-sip-card span { color: var(--muted); }
.emi-result .button { width: 100%; border-color: #fff; color: #24465e; background: #fff; }

/* Cost of waiting */
.delay-feature-section { background: #fff; }
.delay-feature { display: grid; grid-template-columns: minmax(0,1.05fr) minmax(360px,.95fr); overflow: hidden; border: 1px solid rgba(47,114,85,.18); border-radius: 30px; background: linear-gradient(135deg,#f7faf8,#edf4ef); box-shadow: var(--shadow); }
.delay-feature-copy { padding: clamp(30px,5vw,60px); }
.delay-feature-copy h2 { max-width: 680px; font-size: clamp(2.5rem,5vw,4.5rem); }
.delay-feature-controls { display: grid; gap: 16px; margin-top: 30px; }
.delay-feature-controls label { display: grid; grid-template-columns: 180px minmax(120px,1fr) 110px; gap: 14px; align-items: center; font-size: .86rem; font-weight: 650; }
.delay-feature-controls strong { color: var(--green-dark); text-align: right; }
.delay-feature-assumption { margin: 17px 0 0; color: var(--muted); font-size: .75rem; }
.delay-feature-result { display: flex; padding: clamp(30px,5vw,58px); flex-direction: column; justify-content: center; color: #fff; background: linear-gradient(150deg,#173f30,#2f7255); }
.delay-feature-result > p { margin-bottom: 4px; color: #c7dfd1; font-size: .76rem; font-weight: 750; letter-spacing: .12em; text-transform: uppercase; }
.delay-feature-result > strong { font-size: clamp(3rem,6vw,5.5rem); letter-spacing: -.06em; line-height: 1; }
.delay-feature-result > span { margin-top: 13px; color: rgba(255,255,255,.76); font-size: .88rem; }
.delay-feature-result .button { margin-top: 28px; border-color: #fff; color: var(--green-dark); background: #fff; }
.delay-mini-bars { display: grid; gap: 13px; margin-top: 30px; }
.delay-mini-bars > div { display: grid; grid-template-columns: 125px 1fr 100px; gap: 12px; align-items: center; font-size: .75rem; }
.delay-mini-bars i { display: block; overflow: hidden; height: 9px; border-radius: 999px; background: rgba(255,255,255,.15); }
.delay-mini-bars b { display: block; width: 0; height: 100%; border-radius: inherit; background: #fff; transition: width 420ms ease; }
.delay-mini-bars > div:last-child b { background: #c7dfd1; }
.delay-mini-bars strong { text-align: right; }
.delay-page-shell { padding: clamp(24px,4vw,46px); }
.delay-calculator-grid { display: grid; grid-template-columns: minmax(0,1fr) minmax(390px,.9fr); gap: clamp(28px,5vw,58px); align-items: start; }
.delay-result-card { position: sticky; top: 145px; overflow: hidden; padding: clamp(26px,4vw,42px); border-radius: 25px; color: #fff; background: linear-gradient(145deg,#173f30,#2f7255); }
.delay-result-card .planner-result-label { color: #c7dfd1; }
.delay-gap { display: block; font-size: clamp(3rem,5vw,4.8rem); letter-spacing: -.06em; line-height: 1; }
.delay-result-card > h2 { margin-top: 14px; color: #fff; font-size: 1.25rem; line-height: 1.35; letter-spacing: -.02em; }
.delay-comparison { display: grid; gap: 14px; margin: 28px 0; }
.delay-comparison-item { padding: 16px; border: 1px solid rgba(255,255,255,.14); border-radius: 16px; background: rgba(255,255,255,.07); }
.delay-comparison-head { display: flex; justify-content: space-between; gap: 16px; font-size: .82rem; }
.delay-comparison-bar { overflow: hidden; height: 10px; margin-top: 11px; border-radius: 999px; background: rgba(255,255,255,.13); }
.delay-comparison-bar span { display: block; width: 0; height: 100%; border-radius: inherit; background: #fff; transition: width 420ms ease; }
.delay-comparison-item:last-child .delay-comparison-bar span { background: #b7d6c4; }
.delay-catchup { margin: 0 0 24px; padding: 17px; border-radius: 16px; color: #173f30; background: #fff; }
.delay-catchup span { display: block; color: var(--muted); font-size: .75rem; }
.delay-catchup strong { display: block; margin-top: 3px; font-size: 1.65rem; }

/* Team, app, insights */
.team-grid { display: grid; grid-template-columns: repeat(4,1fr); gap: 20px; }
.team-card { overflow: hidden; border: 1px solid var(--line); border-radius: 20px; background: var(--paper); }
.team-card img { width: 100%; aspect-ratio: 1 / 1; object-fit: cover; object-position: top; background: var(--green-soft); }
.team-card-content { padding: 22px; }
.team-card-content p { margin: 0; color: var(--muted); font-size: .88rem; }
.app-grid { display: grid; grid-template-columns: .78fr 1.22fr; gap: clamp(50px,8vw,105px); align-items: center; }
.app-phone { max-width: 350px; margin-inline: auto; filter: drop-shadow(0 28px 40px rgba(15,50,34,.15)); border-radius: 30px; }
.app-phone-premium { max-width: 410px; border-radius: 34px; }
.feature-pills { display: flex; flex-wrap: wrap; gap: 10px; margin: 28px 0; }
.feature-pills span { padding: 9px 13px; color: var(--green-dark); background: var(--green-soft); border-radius: 999px; font-size: .8rem; font-weight: 620; }
.store-links { display: flex; gap: 14px; }
.store-link { display: flex; width: 54px; height: 54px; align-items: center; justify-content: center; border: 1px solid var(--line); border-radius: 14px; background: #fff; }
.store-link img { max-width: 34px; max-height: 34px; }
.insight-card { display: flex; min-height: 270px; flex-direction: column; justify-content: space-between; }
.insight-meta { color: var(--green); font-size: .73rem; font-weight: 730; letter-spacing: .1em; text-transform: uppercase; }
.utility-strip { display: grid; grid-template-columns: 1fr 1fr; overflow: hidden; border: 1px solid var(--line); border-radius: var(--radius); }
.utility-item { padding: 35px; }
.utility-item + .utility-item { border-left: 1px solid var(--line); }
.utility-item .button { margin-top: 12px; }

/* Internal pages */
.page-hero { padding: clamp(46px, 5vw, 64px) 0 clamp(40px, 4.5vw, 56px); overflow: hidden; background: #f5f5f7; }
.page-hero-grid { display: grid; grid-template-columns: 1fr .75fr; gap: 42px; align-items: center; }
.page-hero h1 { max-width: 880px; font-size: clamp(2.65rem, 4.5vw, 4.15rem); }
.page-hero .lead { max-width: 720px; }
.page-index { display: flex; flex-wrap: wrap; gap: 10px; }
.page-index span { padding: 9px 13px; color: var(--green-dark); background: var(--green-soft); border-radius: 999px; font-size: .78rem; font-weight: 650; }
.service-detail { display: grid; grid-template-columns: 180px 1fr; gap: 34px; padding: 38px 0; border-top: 1px solid var(--line); }
.service-detail .service-no { color: var(--green); font-size: .78rem; font-weight: 750; letter-spacing: .16em; }
.service-detail-content { display: grid; grid-template-columns: .85fr 1.15fr; gap: 55px; }
.service-detail ul { margin: 0; padding-left: 19px; color: var(--muted); }
.service-actions { display: grid; gap: 24px; justify-items: start; }
.bio-list { display: grid; gap: 18px; }
.bio-row { display: grid; grid-template-columns: 220px 1fr; gap: 34px; align-items: center; padding: 26px; border: 1px solid var(--line); border-radius: 20px; }
.bio-row img { width: 220px; aspect-ratio: 1; object-fit: cover; object-position: top; border-radius: 16px; background: var(--green-soft); }
.credential { color: var(--green); font-size: .75rem; font-weight: 750; letter-spacing: .1em; text-transform: uppercase; }
.article-grid { display: grid; grid-template-columns: repeat(2,1fr); gap: 20px; }
.article-card { padding: clamp(28px,4vw,45px); border: 1px solid var(--line); border-radius: 22px; background: #fff; }
.article-card p { color: var(--muted); }
.article-layout { display: grid; grid-template-columns: minmax(0,760px) 260px; gap: 70px; align-items: start; }
.article-body h2 { margin-top: 2.1em; font-size: clamp(1.8rem,3vw,2.5rem); }
.article-body h3 { margin-top: 1.7em; }
.article-body p, .article-body li { color: #4f5652; }
.article-body li + li { margin-top: 8px; }
.article-aside { position: sticky; top: 125px; padding: 24px; border: 1px solid var(--line); border-radius: 18px; background: var(--warm); }
.article-aside ul { padding-left: 18px; }
.article-aside a { color: var(--green-dark); }
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.form-field { display: grid; gap: 8px; }
.form-field-full { grid-column: 1 / -1; }
.form-field label { font-size: .84rem; font-weight: 650; }
.form-field input, .form-field textarea, .form-field select { width: 100%; padding: 14px 15px; border: 1px solid #ccd6d0; border-radius: 12px; color: var(--ink); background: #fff; outline: 0; }
.form-field input:focus, .form-field textarea:focus, .form-field select:focus { border-color: var(--green); box-shadow: 0 0 0 4px rgba(47,114,85,.08); }
.form-field textarea { min-height: 135px; resize: vertical; }
.captcha-field { max-width: 260px; }
.captcha-field label { color: var(--green-dark); }
.captcha-field input { max-width: 130px; }
.captcha-field small { color: var(--muted); font-size: .75rem; line-height: 1.4; }
.honeypot { position: absolute !important; left: -9999px !important; }
.form-card { padding: clamp(28px,4vw,46px); border: 1px solid var(--line); border-radius: 24px; background: #fff; box-shadow: var(--shadow); }
.enquiry-intro { max-width: 620px; margin: -8px 0 28px; color: var(--muted); }
.simple-enquiry-card { padding: clamp(30px,4vw,42px); }
.simple-enquiry-form { padding-top: 26px; border-top: 1px solid var(--line); }
.simple-enquiry-fields { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.optional-label { margin-left: 6px; color: var(--muted); font-size: .72rem; font-weight: 500; }
.simple-enquiry-submit { display: flex; margin-top: 22px; align-items: center; gap: 18px; }
.simple-enquiry-submit p { margin: 0; color: var(--muted); font-size: .75rem; line-height: 1.45; }
.enquiry-step { min-width: 0; margin: 0; padding: 26px 0; border: 0; border-top: 1px solid var(--line); }
.enquiry-step legend { width: 100%; padding: 0 0 18px; color: var(--ink); font-size: 1rem; font-weight: 720; }
.enquiry-step legend span { display: inline-grid; width: 30px; height: 30px; margin-right: 9px; place-items: center; border-radius: 50%; color: var(--green-dark); background: var(--green-soft); font-size: .7rem; }
.enquiry-choices { display: grid; grid-template-columns: 1fr 1fr; gap: 9px; }
.enquiry-choices label, .contact-preference label { position: relative; cursor: pointer; }
.enquiry-choices input, .contact-preference input { position: absolute; opacity: 0; pointer-events: none; }
.enquiry-choices label span, .contact-preference label span { display: grid; min-height: 58px; padding: 12px 14px; place-items: center start; border: 1px solid var(--line); border-radius: 14px; color: var(--muted); background: #fff; font-size: .82rem; font-weight: 650; line-height: 1.35; transition: border-color 160ms ease, background 160ms ease, color 160ms ease, box-shadow 160ms ease; }
.enquiry-choices input:checked + span, .contact-preference input:checked + span { border-color: var(--green); color: var(--green-dark); background: var(--green-soft); box-shadow: inset 0 0 0 1px var(--green); }
.enquiry-choices input:focus-visible + span, .contact-preference input:focus-visible + span { outline: 3px solid rgba(47,114,85,.22); outline-offset: 2px; }
.contact-preference { display: grid; grid-template-columns: repeat(3,1fr); gap: 9px; }
.contact-preference label span { min-height: 48px; place-items: center; }
.enquiry-contact-step { padding-bottom: 20px; }
.enquiry-submit { display: flex; padding-top: 8px; align-items: center; justify-content: space-between; gap: 24px; }
.enquiry-submit p { max-width: 430px; margin: 0; color: var(--muted); font-size: .76rem; line-height: 1.5; }
.enquiry-submit .button { flex: 0 0 auto; }
.notice { padding: 14px 17px; margin-bottom: 24px; border-radius: 12px; color: var(--green-dark); background: var(--green-soft); }
.notice-error { color: #7d2b2b; background: #fff0f0; }
.contact-grid { display: grid; grid-template-columns: 1.04fr .96fr; gap: 24px; align-items: stretch; }
.contact-grid > * { min-width: 0; }
.contact-panel { position: relative; display: grid; overflow: hidden; padding: clamp(28px,3.5vw,40px); grid-template-rows: auto auto 1fr; border-radius: 24px; color: #fff; background: var(--green-dark); isolation: isolate; }
.contact-panel-heading, .contact-panel .office-list, .contact-panel-actions { position: relative; z-index: 1; }
.contact-panel-heading h2 { max-width: 430px; }
.contact-panel a { color: #fff; }
.contact-panel address { color: #d4e1da; }
.office-list { display: grid; gap: 16px; margin: 16px 0 20px; }
.office-list address { margin: 0; padding-bottom: 20px; border-bottom: 1px solid rgba(255,255,255,.2); }
.contact-panel-actions { display: flex; align-self: end; align-items: center; justify-content: space-between; gap: 18px; }
.contact-panel-actions p { margin: 0; }
.contact-panel-actions .button { flex: 0 0 auto; color: var(--green-dark); background: #fff; border-color: #fff; }
.contact-zebra-art { position: absolute; z-index: 0; right: -68px; bottom: -65px; width: 300px; margin: 0; pointer-events: none; }
.contact-zebra-art::before { content: ""; position: absolute; z-index: -1; inset: 10%; border-radius: 50%; background: radial-gradient(circle,rgba(205,169,83,.18),transparent 70%); }
.contact-zebra-art img { display: block; width: 100%; height: auto; opacity: .12; transform-origin: 50% 100%; animation: contact-zebra-breathe 10s ease-in-out infinite; }
@keyframes contact-zebra-breathe {
  0%, 100% { transform: translate3d(0,0,0) scale(1); }
  50% { transform: translate3d(0,-4px,0) scale(1.015); }
}
.office-list address:last-child { padding-bottom: 0; border-bottom: 0; }
.faq { border-top: 1px solid var(--line); }
.faq-item { border-bottom: 1px solid var(--line); }
.faq-button { display: flex; width: 100%; padding: 22px 0; align-items: center; justify-content: space-between; gap: 20px; border: 0; color: var(--ink); background: transparent; text-align: left; font-weight: 650; }
.faq-button::after { content: "+"; color: var(--green); font-size: 1.6rem; font-weight: 400; }
.faq-button[aria-expanded="true"]::after { content: "–"; }
.faq-panel { padding: 0 0 22px; color: var(--muted); }
.policy { max-width: 860px; }
.policy h2 { margin-top: 2em; font-size: 2rem; }
.policy h3 { margin-top: 1.7em; }
.policy li { margin-bottom: 8px; }
.registration-table { width: 100%; border-collapse: collapse; }
.registration-table th, .registration-table td { padding: 17px; border-bottom: 1px solid var(--line); text-align: left; }
.registration-table th { color: var(--muted); font-size: .78rem; letter-spacing: .08em; text-transform: uppercase; }
.error-page { min-height: 60vh; display: grid; place-items: center; text-align: center; }

/* Footer */
.closing-cta { padding: clamp(48px,6vw,70px) 0; background: var(--green-soft); }
.closing-grid { display: grid; grid-template-columns: 1fr auto; gap: 50px; align-items: center; }
.closing-grid h2 { max-width: 720px; margin-bottom: 14px; font-size: clamp(2rem,4vw,3.5rem); }
.closing-grid p:not(.eyebrow) { margin: 0; color: var(--muted); }
.closing-actions { display: grid; gap: 14px; justify-items: center; }
.site-footer { padding: 56px 0 24px; color: #fff; background: #112a20; }
.footer-grid { display: grid; grid-template-columns: 1.2fr .8fr .9fr 1.2fr; gap: 50px; }
.footer-brand img { width: 130px; height: 100px; object-fit: contain; filter: brightness(0) invert(1); opacity: .85; }
.footer-brand p { margin: 7px 0; color: #b9c8c0; }
.footer-brand .legal-line { max-width: 220px; font-size: .76rem; }
.site-footer h2 { margin-bottom: 20px; color: #fff; font-size: .85rem; letter-spacing: .09em; text-transform: uppercase; }
.footer-links { display: grid; gap: 9px; padding: 0; margin: 0; list-style: none; }
.footer-links a, .site-footer address a { color: #c9d4ce; text-decoration: none; }
.footer-links a:hover, .site-footer address a:hover { color: #fff; text-decoration: underline; text-underline-offset: 4px; }
.social-links { display: flex; flex-wrap: wrap; gap: 13px; margin-top: 19px; }
.footer-addresses strong { color: #fff; font-style: normal; }
.social-links a { color: #fff; font-size: .78rem; }
.regulatory-strip { padding-top: 28px; margin-top: 50px; border-top: 1px solid rgba(255,255,255,.14); }
.regulatory-strip p { color: #aebeb5; font-size: .72rem; line-height: 1.7; }
.regulatory-strip .copyright { margin-top: 20px; color: #7f9489; }
.contact-dock { position: fixed; z-index: 80; right: 16px; bottom: 16px; display: grid; gap: 8px; }
.contact-dock a { display: grid; width: 48px; height: 48px; place-items: center; border-radius: 50%; color: #fff; background: var(--green); box-shadow: 0 8px 22px rgba(26,78,55,.25); font-size: .7rem; font-weight: 750; text-decoration: none; }
.contact-dock a:hover { transform: translateY(-2px); }
.contact-dock .contact-whatsapp { width: 56px; height: 56px; background: #25d366; box-shadow: 0 10px 26px rgba(20,125,64,.28); }
.contact-whatsapp svg { width: 29px; height: 29px; fill: none; stroke: currentColor; stroke-width: 1.75; stroke-linecap: round; stroke-linejoin: round; }

/* Careers */
.careers-hero { background: linear-gradient(135deg,#f5f5f7 0%,#f7faf8 68%,#edf4ef 100%); }
.career-hero-note { padding: clamp(28px,4vw,44px); border: 1px solid rgba(47,114,85,.15); border-radius: 28px; background: rgba(255,255,255,.82); box-shadow: 0 24px 64px rgba(28,75,55,.08); }
.career-hero-note span { display: block; margin-bottom: 18px; color: var(--green); font-size: .72rem; font-weight: 760; letter-spacing: .12em; text-transform: uppercase; }
.career-hero-note strong { display: block; color: var(--ink); font-size: clamp(1.45rem,2.8vw,2.35rem); line-height: 1.15; letter-spacing: -.025em; }
.career-hero-note p { margin: 18px 0 0; color: var(--muted); }
.career-path-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 16px; }
.career-path-grid article { min-height: 285px; padding: clamp(25px,3vw,34px); border: 1px solid var(--line); border-radius: 24px; background: #fff; }
.career-path-grid article > span { display: block; margin-bottom: 70px; color: var(--green); font-size: .72rem; font-weight: 780; letter-spacing: .13em; }
.career-path-grid h3 { font-size: clamp(1.35rem,2.2vw,1.8rem); }
.career-path-grid p { margin-bottom: 0; color: var(--muted); }
.career-path-grid .career-path-featured { color: #fff; background: var(--green-dark); }
.career-path-grid .career-path-featured > span, .career-path-grid .career-path-featured h3 { color: #fff; }
.career-path-grid .career-path-featured p { color: #d4e1da; }
.career-title-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 16px; }
.career-title-grid article { padding: clamp(25px,3vw,34px); border: 1px solid var(--line); border-radius: 24px; background: #fff; }
.career-title-grid article > span { display: block; margin-bottom: 26px; color: var(--green); font-size: .7rem; font-weight: 780; letter-spacing: .1em; text-transform: uppercase; }
.career-title-grid h3 { font-size: clamp(1.28rem,2vw,1.7rem); line-height: 1.2; }
.career-title-grid p { margin-bottom: 0; color: var(--muted); }
.career-title-grid .career-title-primary { border-color: var(--green); box-shadow: 0 20px 54px rgba(31,81,60,.09); }
.career-compliance-note { margin: 22px 0 0; padding: 17px 20px; border-radius: 16px; color: #52615a; background: var(--green-pale); font-size: .8rem; line-height: 1.55; }
.career-responsibility-grid { display: grid; grid-template-columns: 1.18fr .82fr; gap: clamp(32px,6vw,76px); align-items: start; }
.career-duty-list { margin: 34px 0 0; padding: 0; list-style: none; counter-reset: career-duty; border-top: 1px solid var(--line); }
.career-duty-list li { position: relative; display: grid; padding: 22px 0 22px 46px; gap: 5px; border-bottom: 1px solid var(--line); counter-increment: career-duty; }
.career-duty-list li::before { content: counter(career-duty,decimal-leading-zero); position: absolute; top: 24px; left: 0; color: var(--green); font-size: .68rem; font-weight: 800; letter-spacing: .08em; }
.career-duty-list strong { color: var(--ink); }
.career-duty-list span { color: var(--muted); font-size: .86rem; line-height: 1.55; }
.career-standard-card { position: sticky; top: 125px; padding: clamp(28px,4vw,40px); border-radius: 26px; color: #fff; background: var(--green-dark); }
.career-standard-card h3 { color: #fff; font-size: clamp(1.7rem,3vw,2.5rem); }
.career-standard-card ul { padding-left: 20px; }
.career-standard-card li { margin-bottom: 12px; color: #d4e1da; font-size: .82rem; line-height: 1.55; }
.career-standard-card > p:last-child { margin: 24px 0 0; padding-top: 20px; border-top: 1px solid rgba(255,255,255,.18); color: #aebfb6; font-size: .72rem; line-height: 1.55; }
.career-apply-grid { display: grid; grid-template-columns: .72fr 1.28fr; gap: clamp(28px,5vw,70px); align-items: start; }
.career-apply-copy { position: sticky; top: 125px; }
.career-apply-copy h2 { max-width: 520px; }
.career-apply-copy > p:not(.eyebrow), .career-apply-copy li { color: var(--muted); }
.career-apply-copy ul { display: grid; margin-top: 28px; padding: 0; gap: 12px; list-style: none; }
.career-apply-copy li::before { content: "✓"; margin-right: 10px; color: var(--green); font-weight: 800; }
.career-form-card { box-shadow: 0 24px 70px rgba(31,81,60,.08); }
.career-file small { color: var(--muted); font-size: .75rem; line-height: 1.45; }
.career-file input[type="file"] { padding: 11px; }
.career-consent { display: flex; margin-top: 22px; align-items: flex-start; gap: 11px; color: var(--muted); font-size: .78rem; line-height: 1.5; cursor: pointer; }
.career-consent input { flex: 0 0 auto; width: 18px; height: 18px; margin-top: 2px; accent-color: var(--green); }
.career-submit { display: flex; margin-top: 24px; align-items: center; justify-content: space-between; gap: 20px; }
.career-submit p { max-width: 330px; margin: 0; color: var(--muted); font-size: .74rem; line-height: 1.45; }

/* Calm, Apple-inspired homepage rhythm */
.home-page { background: #fff; }
.home-page .section { padding: clamp(88px, 9vw, 124px) 0; }
.home-page .section-soft { background: #f5f5f7; }
.home-page .hero { padding: clamp(66px, 7vw, 92px) 0 0; }
.home-page .hero::before { opacity: .5; }
.home-page .hero-grid { grid-template-columns: minmax(0, 1fr) minmax(390px, .92fr); gap: clamp(42px, 6vw, 76px); }
.home-page .hero h1 { max-width: 660px; margin-bottom: 26px; font-size: clamp(3rem, 4.6vw, 4.45rem); line-height: 1.04; letter-spacing: -.045em; }
.home-page .hero-copy { max-width: 590px; line-height: 1.65; }
.home-page .hero-actions { margin-top: 26px; }
.home-page .hero-visual { min-height: 430px; justify-content: center; }
.home-page .hero-visual img { width: 96%; max-height: 505px; }
.home-page .hero-visual::after { display: none; }
.home-page .trust-bar { margin-top: 28px; background: #fbfbfd; }
.home-page .trust-item { padding: 21px 24px; }
.home-page .trust-item strong { font-size: .92rem; }
.home-page .trust-item span { font-size: .78rem; }
.home-page h2 { font-size: clamp(2.15rem, 3.6vw, 3.45rem); line-height: 1.1; letter-spacing: -.032em; }
.home-page .section-heading { margin-bottom: 38px; align-items: center; }
.home-page .section-heading > div { max-width: 700px; }
.home-page .wealth-check-shell,
.home-page .sip-shell { border-color: #e4e7e5; border-radius: 26px; box-shadow: 0 18px 55px rgba(31,81,60,.055); }
.home-page .wealth-check { padding-block: clamp(68px, 7vw, 92px); }
.home-page .wealth-check-heading { margin-bottom: 24px; }
.home-page .wealth-check-heading > div { max-width: 680px; }
.home-page .wealth-check-heading h2 { margin-bottom: 12px; font-size: clamp(2rem, 3vw, 2.9rem); }
.home-page .wealth-check-heading .lead { font-size: 1rem; line-height: 1.55; }
.home-page .wealth-check-shell { grid-template-columns: minmax(0, 1.36fr) minmax(310px, .64fr); }
.home-page .wealth-check-form { padding: clamp(22px, 2.7vw, 34px); }
.home-page .wealth-check-question { padding-bottom: 17px; }
.home-page .wealth-check-question + .wealth-check-question { padding-top: 17px; }
.home-page .wealth-check-question legend { margin-bottom: 10px; font-size: .92rem; }
.home-page .wealth-check-question legend span { width: 26px; height: 26px; margin-right: 7px; }
.home-page .wealth-check-options { gap: 7px; }
.home-page .wealth-check-options label span { min-height: 46px; padding: 8px 10px; border-radius: 12px; font-size: .75rem; }
.home-page .wealth-check-result { padding: clamp(24px, 3vw, 36px); }
.home-page .wealth-check-result h3 { margin-bottom: 10px; font-size: clamp(1.75rem, 2.6vw, 2.5rem); }
.home-page .wealth-check-actions { gap: 7px; margin: 15px 0 20px; }
.home-page .wealth-check-actions li { font-size: .82rem; }
.home-page .split { gap: clamp(54px, 7vw, 88px); }
.home-page .statement-art { min-height: 410px; border-radius: 28px; background: #f5f5f7; }
.home-page .statement-mark { font-size: clamp(5rem, 10vw, 8rem); letter-spacing: -.07em; }
.home-page .check-list { gap: 12px; margin-top: 26px; }
.home-page .section-green { background: #173d2e; }
.home-page .root-grid { margin-top: 36px; }
.home-page .root-card { padding: 30px 26px 24px; }
.home-page .root-letter { margin-bottom: 18px; font-size: 3.2rem; }
.home-page .cards-3,
.home-page .cards-4,
.home-page .team-grid { gap: 16px; }
.home-page .solution-card,
.home-page .insight-card { padding: 30px; border-color: #e5e5e7; border-radius: 24px; box-shadow: none; }
.home-page .solution-card:hover,
.home-page .insight-card:hover { transform: translateY(-2px); box-shadow: 0 14px 36px rgba(31,81,60,.07); }
.home-page .solution-card .number { margin-bottom: 34px; }
.home-page .calculator-card { min-height: 225px; padding: 26px; border-color: #e5e5e7; border-radius: 24px; }
.home-page .calculator-card:hover { transform: translateY(-2px); box-shadow: 0 14px 36px rgba(31,81,60,.07); }
.home-page .team-card { border-color: #e5e5e7; border-radius: 24px; }
.home-page .team-card-content { padding: 20px; }
.home-page .app-grid { grid-template-columns: .85fr 1.15fr; gap: clamp(56px, 8vw, 96px); }
.home-page .app-phone-premium { max-width: 365px; filter: drop-shadow(0 24px 44px rgba(15,50,34,.12)); }
.home-page .feature-pills { margin: 24px 0; }
.home-page .feature-pills span { padding: 8px 12px; background: #fff; border: 1px solid #e5e5e7; }
.home-page .insight-card { min-height: 245px; }
.home-page .utility-strip { border-color: #e5e5e7; border-radius: 26px; background: #fff; }
.home-page .utility-item { padding: 32px; }
.home-page .section-compact { padding: 68px 0 88px; }
.home-page .closing-cta { background: #f5f5f7; }

/* Start investing */
.account-start { color: var(--green-dark); }
.account-start:hover { color: var(--green); }
.start-hero-grid { display: grid; grid-template-columns: minmax(0,1.25fr) minmax(280px,.75fr); gap: clamp(34px,7vw,86px); align-items: center; }
.start-hero h1 { max-width: 800px; }
.start-amount-card { position: relative; padding: clamp(28px,4vw,44px); overflow: hidden; border: 1px solid rgba(47,114,85,.18); border-radius: 30px; background: rgba(255,255,255,.9); box-shadow: var(--shadow); }
.start-amount-card::before { content: ""; position: absolute; width: 170px; height: 170px; top: -92px; right: -64px; border-radius: 50%; background: var(--green-soft); }
.start-amount-card span { display: block; position: relative; color: var(--muted); font-size: .78rem; font-weight: 750; letter-spacing: .08em; text-transform: uppercase; }
.start-amount-card h2 { position: relative; max-width: 430px; margin: 10px 0 18px; color: var(--green-dark); font-size: clamp(2rem,3.6vw,3.35rem); }
.start-amount-card p { position: relative; margin: 0; color: var(--muted); font-size: .82rem; line-height: 1.6; }
.start-amount-card small { display: block; position: relative; margin-top: 18px; padding-top: 16px; border-top: 1px solid var(--line); color: var(--green-dark); font-size: .7rem; line-height: 1.55; }
.document-selector { overflow: hidden; border: 1px solid var(--line); border-radius: 30px; background: #fff; box-shadow: 0 22px 64px rgba(31,81,60,.07); }
.document-tabs { display: grid; grid-template-columns: repeat(3,1fr); padding: 9px; gap: 8px; border-bottom: 1px solid var(--line); background: var(--green-pale); }
.document-tabs button { display: flex; min-height: 66px; padding: 13px 18px; align-items: center; gap: 12px; border: 0; border-radius: 18px; color: #52615a; background: transparent; font-weight: 700; text-align: left; cursor: pointer; }
.document-tabs button span { display: grid; flex: 0 0 auto; width: 31px; height: 31px; place-items: center; border: 1px solid rgba(47,114,85,.2); border-radius: 50%; color: var(--green); font-size: .68rem; }
.document-tabs button[aria-selected="true"] { color: #fff; background: var(--green-dark); box-shadow: 0 10px 22px rgba(31,81,60,.18); }
.document-tabs button[aria-selected="true"] span { border-color: rgba(255,255,255,.35); color: #fff; }
.document-panel { padding: clamp(26px,4vw,48px); }
.document-panel[hidden] { display: none; }
.document-panel-heading { display: flex; margin-bottom: 30px; align-items: end; justify-content: space-between; gap: 24px; }
.document-panel-heading .eyebrow { margin-bottom: 10px; }
.document-panel-heading h3 { max-width: 680px; margin: 0; font-size: clamp(1.65rem,3vw,2.65rem); }
.document-count { flex: 0 0 auto; padding: 7px 12px; border-radius: 999px; color: var(--green-dark); background: var(--green-soft); font-size: .72rem; font-weight: 760; }
.document-list-grid { display: grid; grid-template-columns: repeat(4,1fr); gap: 12px; }
.document-list-grid article { min-height: 210px; padding: 22px 20px; border: 1px solid var(--line); border-radius: 20px; background: #fff; }
.document-list-grid article > span { display: block; margin-bottom: 34px; color: var(--green); font-size: .7rem; font-weight: 800; letter-spacing: .12em; }
.document-list-grid h4 { margin-bottom: 9px; font-size: 1.06rem; }
.document-list-grid p { margin: 0; color: var(--muted); font-size: .8rem; line-height: 1.58; }
.document-list-grid .document-special { border-style: dashed; background: var(--green-pale); }
.document-panel-note { margin: 22px 0 0; padding: 17px 19px; border-radius: 16px; color: #52615a; background: var(--green-pale); font-size: .82rem; }
.start-steps { grid-template-columns: repeat(4,1fr); }
.start-steps article:last-child { grid-column: auto; }
.start-conversation { align-items: center; }
.start-conversation-actions { display: flex; align-items: center; justify-content: flex-end; gap: 20px; }
.start-conversation .button { border-color: #fff; color: var(--green-dark); background: #fff; }

@media (max-width: 1020px) {
  .nav-toggle { display: block; }
  .site-search-toggle { margin-left: auto; margin-right: 10px; }
  .primary-nav { position: fixed; inset: 139px 0 auto; display: grid; max-height: calc(100vh - 139px); padding: 28px 20px 45px; align-items: stretch; gap: 3px; transform: translateY(-130%); overflow-y: auto; border-bottom: 1px solid var(--line); background: #fff; opacity: 0; visibility: hidden; transition: transform 220ms ease, opacity 180ms ease, visibility 180ms; }
  .primary-nav.is-open { transform: translateY(0); opacity: 1; visibility: visible; }
  .primary-nav > a { padding: 13px 8px !important; font-size: 1.05rem; }
  .primary-nav > a.button { margin-top: 10px; padding: 0 20px !important; }
  .hero-grid { grid-template-columns: 1fr .88fr; }
  .wealth-check-shell { grid-template-columns: 1fr; }
  .trust-grid { grid-template-columns: repeat(2,1fr); }
  .trust-item:nth-child(3) { border-left: 0; }
  .trust-item:nth-child(n+3) { border-top: 1px solid var(--line); }
  .cards-4, .team-grid { grid-template-columns: repeat(2,1fr); }
  .sip-grid { grid-template-columns: 1fr; }
  .planner-grid { grid-template-columns: 1fr; }
  .planner-result { position: static; }
  .risk-shell { grid-template-columns: 1fr; }
  .risk-result { position: static; }
  .delay-feature, .delay-calculator-grid { grid-template-columns: 1fr; }
  .delay-result-card { position: static; }
  .calculator-card-grid { grid-template-columns: repeat(2,1fr); }
  .calculator-card-grid .calculator-card { min-height: 220px; grid-column: auto; }
  .calculator-card-grid .calculator-card:last-child { grid-column: 1 / -1; }
  .calculator-explorer .section-heading { align-items: flex-start; }
  .calculator-category-line { justify-content: flex-start; }
  .footer-grid { grid-template-columns: repeat(2,1fr); }
  .article-layout { grid-template-columns: 1fr; }
  .article-aside { position: static; }
  .home-page .wealth-check-shell { grid-template-columns: 1fr; }
  .blind-spots-heading { grid-template-columns: 1fr; gap: 16px; }
  .blind-spot-grid { grid-template-columns: repeat(2,1fr); }
  .tax-purpose-grid { grid-template-columns: 1fr; }
  .nri-path-grid { grid-template-columns: repeat(2,1fr); }
  .nri-step-row { grid-template-columns: repeat(2,1fr); }
  .nri-step-row article:last-child { grid-column: 1 / -1; }
  .tax-choice-grid { grid-template-columns: repeat(2,1fr); }
  .bond-snapshot-grid { grid-template-columns: repeat(2,1fr); }
  .document-list-grid { grid-template-columns: repeat(2,1fr); }
  .career-apply-grid { grid-template-columns: 1fr; }
  .career-apply-copy { position: static; }
  .career-title-grid { grid-template-columns: 1fr; }
  .career-responsibility-grid { grid-template-columns: 1fr; }
  .career-standard-card { position: static; }
}

@media (max-width: 760px) {
  .container { width: min(100% - 28px, var(--max)); }
  .section { padding: 56px 0; }
  .section-compact { padding: 40px 0; }
  .nav-wrap { min-height: 80px; }
  .account-links { min-height: 40px; gap: 10px; font-size: 0.72rem; }
  .account-links > span { display: none; }
  .account-register { padding: 6px 10px; }
  .account-links { gap: 7px; }
  .account-links a { white-space: nowrap; }
  .account-start { padding: 5px 7px; border-radius: 999px; background: #fff; }
  .account-start span, .account-login span, .account-register span { display: none; }
  .brand img { width: 95px; height: 62px; }
  .primary-nav { inset-block-start: 127px; max-height: calc(100vh - 127px); }
  .hero { padding-top: 52px; }
  .hero-grid, .split, .app-grid, .page-hero-grid, .contact-grid { grid-template-columns: 1fr; }
  .hero h1 { font-size: clamp(3.2rem,15vw,5rem); }
  .hero-visual { min-height: 290px; }
  .hero-visual::after { right: 5px; bottom: 5%; }
  .hero-insight-card { top: auto; right: 8px; bottom: 58px; left: 8px; width: auto; padding: 18px; }
  .hero-insight-card strong { font-size: 1.05rem; }
  .hero-asset-cloud span { padding: 6px 9px; font-size: .6rem; }
  .hero-asset-cloud span:nth-child(1) { top: 18%; left: 0; }
  .hero-asset-cloud span:nth-child(2) { top: 35%; right: 0; }
  .hero-asset-cloud span:nth-child(3) { bottom: 21%; left: 4%; }
  .hero-asset-cloud span:nth-child(4) { display: none; }
  .trust-item { padding: 19px 15px; }
  .statement-art { min-height: 320px; }
  .root-grid { grid-template-columns: 1fr 1fr; }
  .root-card:nth-child(3) { border-left: 0; }
  .root-card:nth-child(n+3) { border-top: 1px solid rgba(255,255,255,.2); }
  .cards-3, .article-grid { grid-template-columns: 1fr; }
  .section-heading { align-items: start; flex-direction: column; }
  .wealth-check-heading { align-items: start; flex-direction: column; }
  .sip-control { grid-template-columns: 1fr auto; }
  .planner-control { grid-template-columns: 1fr auto; }
  .planner-control .sip-range { grid-column: 1 / -1; grid-row: 2; }
  .extra-emi-choices { grid-template-columns: repeat(2,1fr); }
  .risk-options, .risk-options-3 { grid-template-columns: repeat(2,1fr); }
  .sip-mode { display: grid; grid-template-columns: 1fr 1fr; }
  .sip-range-wrap { grid-column: 1 / -1; grid-row: 2; }
  .sip-result { padding: 24px 18px; }
  .utility-strip { grid-template-columns: 1fr; }
  .utility-item + .utility-item { border-top: 1px solid var(--line); border-left: 0; }
  .service-detail { grid-template-columns: 1fr; gap: 12px; }
  .service-detail-content { grid-template-columns: 1fr; gap: 14px; }
  .bio-row { grid-template-columns: 1fr; }
  .bio-row img { width: 100%; max-width: 300px; }
  .closing-grid { grid-template-columns: 1fr; gap: 28px; }
  .closing-actions { justify-items: start; }
  .footer-grid { grid-template-columns: 1fr; gap: 38px; }
  .form-grid { grid-template-columns: 1fr; }
  .form-field-full { grid-column: auto; }
  .simple-enquiry-fields { grid-template-columns: 1fr; }
  .simple-enquiry-submit { align-items: stretch; flex-direction: column; }
  .simple-enquiry-submit .button { width: 100%; }
  .enquiry-choices { grid-template-columns: 1fr; }
  .contact-preference { grid-template-columns: 1fr; }
  .enquiry-submit { align-items: stretch; flex-direction: column; }
  .enquiry-submit .button { width: 100%; }
  .page-hero { padding: 42px 0 38px; }
  .page-hero h1 { font-size: clamp(2.4rem, 11vw, 3.35rem); }
  .contact-grid { gap: 18px; }
  .contact-panel { min-height: 0; }
  .contact-panel-actions { align-items: stretch; flex-direction: column; }
  .contact-panel-actions .button { width: 100%; }
  .contact-zebra-art { right: -54px; bottom: -52px; width: 240px; }
  .career-path-grid { grid-template-columns: 1fr; }
  .career-path-grid article { min-height: 0; }
  .career-path-grid article > span { margin-bottom: 28px; }
  .career-submit { align-items: stretch; flex-direction: column; }
  .career-submit .button { width: 100%; }
  .home-page .section { padding: 60px 0; }
  .home-page .hero-grid, .home-page .split, .home-page .app-grid { grid-template-columns: 1fr; gap: 40px; }
  .home-page .hero h1 { font-size: clamp(3rem, 14vw, 4.5rem); }
  .home-page .hero-visual { min-height: 290px; }
  .reverse-clarity-grid { grid-template-columns: 1fr; gap: 34px; }
  .reverse-motion { min-height: 410px; }
  .home-page .app-phone-premium { max-width: 330px; }
  .home-page .section-heading { align-items: start; }
  .blind-spots-heading { margin-bottom: 30px; }
  .blind-spots-heading h2 { font-size: clamp(2.25rem,10vw,3.15rem); }
  .blind-spot-grid { grid-template-columns: 1fr; gap: 11px; }
  .blind-spot-card { min-height: 0; padding: 22px 20px; border-radius: 20px; }
  .blind-spot-card > span { margin-bottom: 24px; }
  .blind-spots-cta { padding: 24px 20px; align-items: stretch; flex-direction: column; border-radius: 20px; }
  .blind-spots-cta .button { width: 100%; white-space: normal; }
  .calculator-explorer,
  .calculator-explorer .section-heading,
  .calculator-explorer .calculator-card-grid,
  .calculator-explorer .calculator-card { width: 100%; max-width: 100%; min-width: 0; }
  .calculator-explorer { overflow: hidden; }
  .calculator-explorer .section-heading { margin-bottom: 30px; }
  .calculator-explorer .section-heading h2 { font-size: clamp(2.15rem,10vw,3rem); }
  .calculator-explorer .calculator-card-grid { grid-template-columns: minmax(0,1fr); gap: 12px; }
  .calculator-explorer .calculator-card,
  .calculator-explorer .calculator-card:nth-child(n+5),
  .calculator-explorer .calculator-card:last-child,
  .calculator-explorer .calculator-card.calculator-card-delay { min-height: 205px; grid-column: 1 / -1; padding: 22px 20px; border-radius: 20px; }
  .calculator-explorer .calculator-card-top { min-width: 0; flex-wrap: wrap; }
  .calculator-explorer .calculator-card h3,
  .calculator-explorer .calculator-card p,
  .calculator-explorer .calculator-card-action { max-width: 100%; overflow-wrap: anywhere; }
  .calculator-explorer .calculator-card h3 { font-size: 1.55rem; }
  .calculator-explorer .calculator-card p { font-size: .92rem; }
  .calculator-explorer .calculator-card.calculator-card-delay { min-height: 235px; }
  .calculator-explorer .calculator-card.calculator-card-tax { min-height: 225px; }
  .calculator-explorer .calculator-card.calculator-card-emi { min-height: 225px; }
  .calculator-explorer .calculator-card-delay h3 { font-size: clamp(2rem,10vw,2.65rem); }
  .calculator-explorer .calculator-card-action { margin-top: 20px; }
  .risk-profile-page .calculator-hero { padding: 40px 0 24px; }
  .risk-profile-page .calculator-hero h1 { margin-bottom: 14px; font-size: clamp(2.35rem, 11vw, 3.35rem); line-height: 1.04; }
  .risk-profile-page .calculator-hero .lead { font-size: 1rem; line-height: 1.55; }
  .risk-profile-page .risk-workspace { padding: 22px 0 64px; }
  .risk-profile-page main,
  .risk-profile-page .risk-workspace,
  .risk-profile-page .risk-workspace .container,
  .risk-profile-page .risk-shell,
  .risk-profile-page .risk-questions,
  .risk-profile-page .risk-question,
  .risk-profile-page .risk-question fieldset,
  .risk-profile-page .risk-options,
  .risk-profile-page .risk-result { width: 100%; max-width: 100%; min-width: 0; }
  .risk-profile-page .risk-workspace { overflow: hidden; }
  .risk-profile-page .risk-shell { display: block; }
  .risk-profile-page .risk-questions { display: grid; gap: 11px; }
  .risk-profile-page .risk-result { margin-top: 22px; }
  .risk-profile-page .risk-question fieldset { display: block; padding: 16px; border-radius: 18px; }
  .risk-profile-page .risk-question legend { display: flex; width: auto; max-width: 100%; gap: 9px; padding: 0 0 12px; align-items: center; font-size: .92rem; line-height: 1.4; white-space: normal; }
  .risk-profile-page .risk-question legend span { width: 28px; height: 28px; margin: 0; }
  .risk-profile-page .risk-question legend strong { min-width: 0; flex: 1; }
  .risk-profile-page .risk-options,
  .risk-profile-page .risk-options-3 { grid-template-columns: 1fr; gap: 7px; }
  .risk-profile-page .risk-options label span { min-height: 48px; padding: 10px 13px; place-items: center start; border-radius: 12px; font-size: .82rem; text-align: left; }
  .risk-profile-page .risk-result { padding: 24px 20px; border-radius: 22px; }
  .risk-profile-page .risk-result h2 { font-size: 2.35rem; }
  .risk-profile-page .risk-score { margin-bottom: 18px; }
  .risk-profile-page .risk-donut { width: 160px; margin-bottom: 22px; }
  .risk-profile-page .risk-donut::after { inset: 20px; }
  .risk-profile-page .risk-summary { min-height: 0; }
  .risk-profile-page .risk-note { margin-top: 18px; font-size: .75rem; }
  .delay-feature { border-radius: 24px; }
  .delay-feature-copy, .delay-feature-result { padding: 28px 20px; }
  .delay-feature-copy h2 { font-size: 2.55rem; }
  .delay-feature-controls label { grid-template-columns: 1fr auto; }
  .delay-feature-controls label input { grid-column: 1 / -1; grid-row: 2; }
  .delay-mini-bars > div { grid-template-columns: 105px 1fr; }
  .delay-mini-bars strong { grid-column: 1 / -1; text-align: left; }
  .delay-page-shell { padding: 20px 16px; }
  .delay-result-card { padding: 26px 20px; }
  .nri-path-grid, .nri-step-row { grid-template-columns: 1fr; }
  .nri-step-row article, .nri-step-row article:last-child { min-height: 0; grid-column: auto; }
  .nri-path-card { min-height: 0; }
  .nri-comparison { overflow-x: auto; }
  .nri-comparison > div { min-width: 680px; }
  .start-hero-grid { grid-template-columns: 1fr; gap: 28px; }
  .start-amount-card { border-radius: 24px; }
  .document-tabs { display: flex; overflow-x: auto; scroll-snap-type: x mandatory; }
  .document-tabs button { min-width: 170px; flex: 1 0 170px; scroll-snap-align: start; }
  .document-panel { padding: 24px 18px; }
  .document-panel-heading { align-items: flex-start; flex-direction: column; gap: 14px; }
  .document-list-grid { grid-template-columns: 1fr; }
  .document-list-grid article { min-height: 0; }
  .document-list-grid article > span { margin-bottom: 22px; }
  .start-steps { grid-template-columns: 1fr; }
  .start-steps article, .start-steps article:last-child { grid-column: auto; }
  .start-conversation-actions { align-items: stretch; justify-content: flex-start; flex-direction: column; }
  .start-conversation-actions .button { width: 100%; }
}

@media (max-width: 480px) {
  .account-links { font-size: .66rem; }
  .brand { width: 178px; }
  .brand-compliance { max-width: 178px; font-size: .7rem; }
  .emi-journey { grid-template-columns: 1fr; gap: 12px; }
  .emi-journey span { min-height: 0; margin-bottom: 5px; }
  .trust-grid { grid-template-columns: 1fr; }
  .trust-item, .trust-item:nth-child(3) { border-top: 1px solid var(--line); border-left: 0; }
  .trust-item:first-child { border-top: 0; }
  .root-grid, .cards-4, .team-grid, .sip-metrics { grid-template-columns: 1fr; }
  .calculator-card-grid, .planner-metrics { grid-template-columns: 1fr; }
  .calculator-explorer { padding: 22px 16px; border-radius: 24px; }
  .calculator-card-grid .calculator-card, .calculator-card-grid .calculator-card:last-child { min-height: 205px; grid-column: auto; }
  .extra-emi-comparison { overflow-x: auto; }
  .extra-emi-comparison > div { min-width: 560px; }
  .calculator-card:last-child { grid-column: auto; }
  .risk-options, .risk-options-3 { grid-template-columns: 1fr; }
  .calculator-card { min-height: 210px; }
  .root-card { border-top: 1px solid rgba(255,255,255,.2); border-left: 0; }
  .root-card:first-child { border-top: 0; }
  .root-zebra-watermark { right: -92px; bottom: -42px; width: 285px; opacity: .08; }
  .hero-actions, .store-links { align-items: stretch; flex-direction: column; }
  .hero-actions .button { width: 100%; }
  .hero-quiet-note { grid-template-columns: 1fr; gap: 5px; }
  .hero-quiet-note strong { grid-row: auto; }
  .reverse-actions { align-items: stretch; flex-direction: column; }
  .reverse-actions .button { width: 100%; }
  .reverse-motion { min-height: 365px; border-radius: 26px; }
  .reverse-center { width: 145px; height: 145px; }
  .reverse-center strong { font-size: 1.55rem; }
  .reverse-node { padding: 7px 10px; font-size: .65rem; }
  .reverse-node-1 { top: 10%; }
  .reverse-node-2 { top: 35%; left: 3%; }
  .reverse-node-3 { top: 31%; right: 3%; }
  .reverse-node-4 { bottom: 18%; left: 6%; }
  .reverse-node-5 { right: 6%; bottom: 19%; }
  .reverse-ring-1 { width: 230px; height: 230px; }
  .reverse-ring-2 { width: 310px; height: 310px; }
  .wealth-check-options, .wealth-check-options-3 { grid-template-columns: 1fr; }
  .site-search-panel { padding: 22px 16px; border-radius: 22px; }
  .site-search { padding-top: 68px; }
  .site-search-key { display: none; }
  .site-search-form { min-height: 58px; padding-inline: 14px; }
  .site-search-form input { height: 54px; font-size: .94rem; }
  .tax-snapshot-grid { grid-template-columns: 1fr; }
  .tax-zero-example { padding: 18px; grid-template-columns: 1fr; gap: 9px; }
  .tax-zero-example > b { line-height: 1; }
  .tax-zero-final { margin-top: 3px; }
  .tax-rules-table th, .tax-rules-table td { padding: 14px 16px; }
  .tax-choice-grid { grid-template-columns: 1fr; }
  .bond-snapshot-grid { grid-template-columns: 1fr; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition-duration: .01ms !important; animation-duration: .01ms !important; animation-iteration-count: 1 !important; }
}